Agentische KI: Das nächste Billionen-Dollar-Effizienzspiel

From LLMs To AI Agents

The performance of AI has changed how we perceive artificial systems’ ability to interact with people, in large part thanks to the almost human speech from LLMs (Large Language Models) like ChatGPT.

Already with this level of capacity, AI is able to assist or even replace humans for tasks such as translation, data search, programming, etc. However, a new level of AI capability is being unlocked with AI Agents. The core idea of AI agents is to create AIs that can operate independently in a given environment. This allows them to take action by themselves, without needing constant confirmation or supervision.

This gives them very different practical roles than those of generative AI like LLMs or image generators, which are mostly reactive to human-created prompts.

In that context, “environment” can mean both specific situations in the real world—like a car on the road for a self-driving agent—or a fully virtual “place,” like a specific software suite or digital interface.

This is the step where AI evolves from “Chatting” to “Doing”. Contrary to generalist LLMs, AI agents often have a more limited and narrow scope. This helps them to be more efficient and trustworthy when making autonomous decisions, whereas a generalist AI could more easily go on an unexpected tangent.

AI agents are the next step in making AI useful to improve the efficiency of countless processes.

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Are AI Agents a New Breakthrough or an Evolution?

These features put AI agents one step above previous iterations of AI tools, like assistants and bots, thanks to more proactive abilities, autonomy, and the ability to handle complex, multi-step tasks.

Like a true intelligence, they can be self-refining: they learn from experience, adjust their behavior based on feedback, and continuously enhance their performance capabilities over time.

So while bots and AI assistants can fulfill Teile of the tasks given to an AI agent, the autonomy, proactive approach, and high level of complexity set agents apart from previous levels of automation. This makes them much closer to an actual human worker, at least for the specific task they are trained for.

How Autonomous AI Agents Will Scale Across Industries

Modern life is full of repetitive tasks that are slightly too complex for simple automation scripts but tedious for humans. This makes AI agents especially relevant for highly repetitive, judgment-based workflows—from walking a customer through a troubleshooting algorithm to driving trucks on a highway.

Unlike humans, such AI agents can work 24/7 and scale instantly without additional overhead.

There are many ways to classify the level we have reached in AI abilities. Overall, metrics tend to compare the ability of AI to the general human population. The newest AI agents are reaching the skills of 50-90% of the population in specific, narrow-domain tasks.

These “Level 2-3” AI agents are usually considered a mid-point in AI progress, and just the beginning for AGI (Künstliche Allgemeine Intelligenz).

The emerging architecture is to build many specialized AI agents and let them each handle a specific task at a level comparable to a human worker. For more complex workflows, a series of AI agents will act successively, collaborating to perform the larger job by breaking it down into smaller sub-tasks.

Custom agents, developed internally with the help of AI platforms, are also likely to become more common as coding agents reduce the complexity of developing enterprise apps.

Increasing Efficiency Of AI And Humans At Once

Another advantage of AI agents over more general AI is efficiency. While they excel at one task, they are not burdened by extraneous capabilities.

For example, a dedicated AI agent might be able to drive a car like a human while having none of the other human capacities for reasoning. It might “understand” roads, but will not make for good conversation, know how to generate an image from a prompt, or handle large databases.

As such, the model requires less memory and computing power to work. In turn, this reduces the hardware requirements and the energy consumed to perform its task.

How Much Autonomy?

The greater autonomy of AI agents is their greatest strength, but it can also be a barrier to adoption.

Even a highly competent and reliable AI agent might not be trusted entirely to make decisions that have a high impact on the real world. It is one thing to set an improved chatbot to deal with customer service; it is another to let it handle payroll for thousands of employees.

It is likely that the parallel growth in the quality of AI decisions and increasing familiarity with them will let authorities give more latitude to AI decision-making. This, however, opens interesting legal and ethical questions regarding the responsibility of AI actions.

A clear legal framework will need to be determined. For example, if a self-driving car crashes, is the provider of the AI agent responsible? As autonomy increases, decisions impact real people and become expensive liability questions.

This also covers the issue of misuse, such as identity theft or automated fraud. These are legislative questions, but technological progress often outpaces regulation.

The Future Of AI Agents

Can AI Agents Become Narrow Generalists?

As explained, early AI agents are narrow to be efficient and trustworthy. However, higher-level AI agents will require an understanding of context, memory of past decisions, and task continuity.

At first, this might be done with the help of a human, who becomes more of a “conductor” of the agentic AIs rather than doing the task themselves. Of course, removing human labor from the equation is the ultimate goal to improve efficiency.

For example, an AI performing a diagnosis in a hospital will need to analyze medical images, understand text or voice describing symptoms, integrate medical test results and patient history, and find relevant scientific literature—all at once. It must then combine this data intelligently.

Finanzanwendungen

Some sectors are skeptical of removing humans from the decision loop, particularly manufacturing or healthcare where mistakes can be deadly. However, one sector is embracing AI agents enthusiastically: finance.

Most of the financial world already uses high levels of automation, from trading systems to fraud detection. Fintechs are even more open to agentic AI, as their existence depends on automating financial efficiency. Improved efficiency in an industry handling trillions can quickly turn into profitable margin expansion.

For example, an agent can target the time-consuming task of reconciliation (matching bank statements, spreadsheets, and ledgers). Mid-sized companies can spend over 300 hours a year just on bank reconciliation. While spreadsheets can automate parts of this, they are brittle. Agentic AI offers higher flexibility and reasoning capabilities to handle exceptions and unstructured data.

Investing in Agentic AI

ServiceNow

ServiceNow is a cloud computing platform founded in 2003, dedicated to the creation and management of automated business workflows. From an established base of business automation clients, the company has fully switched to agentic AI.

It allows companies to utilize its AI agents, as well as customize them or create new ones from scratch using low-code and “vibe coding” (letting an AI write the code following prompts by a human).

The key selling point of ServiceNow is that it is not “married” to any AI technology in particular and can integrate into the existing digital tools and workflows of companies. It also provides a reliable interface to centralize the management of a growing number of AI agents.

AI governance is redefined, with a central hub to manage, monitor, and optimize AI Agents—whether native or third-party. And unlike closed ecosystems, ServiceNow is LLM-agnostic and deeply integrated with NVIDIA, hyperscalers, and a thriving AI ecosystem—giving businesses full control to future-proof their AI strategy.

The focus of these agents is to improve companies’ margins by making them more efficient—automating IT tasks, simplifying HR, handling routine customer requests, and speeding up app development.

The 20+ year-old company is still growing quickly, with more than 20% year-over-year revenue growth at the end of 2025. Remarkably, existing client cohorts are consistently growing their usage, leading to expanding ACV (Annual Contract Value). Renewal rates consistently stay in the 95%-97% range, making revenues highly predictable.

The company has managed to create solid operating margins and free cash flow, reflecting its relatively low cost base compared to its recurring revenues.

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