Stellar Investor
Cara Membeli Stellar | Beli XLM dalam 4 Langkah (Mei 2026)
Stellar (XLM ) adalah infrastruktur pembayaran terdistribusi yang menampilkan kode sumber terbuka. Platform ini memasuki pasar dengan tujuan untuk memfasilitasi pendekatan yang lebih terstruktur untuk transfer uang internasional seperti pembayaran remitansi. Hari ini, ekosistem Stellar dikenal karena kemampuan transfernya yang terjangkau, cepat, dan dapat diandalkan. Secara khusus, platform ini memfasilitasi transaksi lintas batas yang tanpa gesekan.
Untuk mempelajari lebih lanjut, kunjungi panduan Investing in Stellar (XLM) kami.
Cara Membeli Stellar (XLM) dalam 4 Langkah
- 1.
Bandungkan Bursa Kripto – Jelajahi daftar bursa kripto teratas yang menawarkan token ini (XLM) untuk dibeli. - 2.
Buat Akun – Lengkapi proses pendaftaran dengan memverifikasi alamat email dan identitas Anda untuk mengakses platform. - 3.
Lakukan Setoran – Dana akun Anda menggunakan Kartu Debit, Kartu Kredit, Transfer Bank, atau Bitcoin. - 4.
Beli Token – Gunakan dana yang disetorkan untuk membeli token (XLM) dengan lancar.
1. Uphold
Sebuah bursa teratas di Amerika Serikat, Uphold adalah platform trading inovatif dan berpengalaman yang seharusnya dapat memenuhi kebutuhan Anda untuk trading di berbagai kripto, termasuk Stellar Lumens (XLM). Di luar kemudahan penggunaan dan fitur inovatif dalam platform trading, apa yang menonjol tentang Uphold adalah kredibilitas yang telah diperoleh dalam industri.
Uphold menawarkan pengalaman trading yang sangat intuitif di desktop dan aplikasi mobile. Tampilan trading dapat disesuaikan dengan aset yang paling sering Anda perdagangkan dan sangat mudah dinavigasi sambil menyediakan nuansa modern di desktop dan mobile. Ini adalah pilihan yang sangat populer dan cocok, terutama untuk trader baru.
Selain terlihat menarik, platform trading Uphold memungkinkan Anda untuk melakukan perdagangan dengan sangat mudah. Dengan hanya beberapa klik, Anda dapat melakukan perdagangan langsung dari metode setoran Anda tanpa harus menunggu dana untuk membersihkan akun Anda. Ini satu-langkah pemesanan adalah inovasi lain dari perusahaan yang membanggakan diri dengan kemudahan penggunaan platformnya. Uphold juga menyediakan kemampuan untuk melakukan perdagangan batas.
Penghuni Jerman & Belanda dilarang.
Baca Uphold Review kami atau kunjungi Uphold.
Disclaimer Uphold: Syarat dan ketentuan berlaku. Cryptoassets sangat volatil. Modal Anda berisiko. Jangan berinvestasi kecuali Anda siap kehilangan semua uang yang Anda investasikan. Ini adalah investasi berisiko tinggi, dan Anda tidak harus mengharapkan untuk dilindungi jika sesuatu salah.
2. Coinbase
Coinbase (COIN ), didirikan pada 2012, adalah platform terkemuka untuk membeli, menjual, dan mengelola lebih dari 250 kripto. Sebagai perusahaan yang terdaftar di Nasdaq, Coinbase menawarkan transparansi dan kepercayaan kepada penggunanya. Platform ini mendukung alat trading lanjutan, biaya trading nol untuk anggota Coinbase One, dan program hadiah yang memungkinkan pengguna untuk mendapatkan hingga $400. Dengan $226 miliar diperdagangkan per kuartal, Coinbase adalah pemain utama di pasar kripto global.
Coinbase beroperasi di lebih dari 100 negara, termasuk Australia, Kanada, Perancis, Jerman, Belanda, Singapura, Inggris, dan Amerika Serikat (kecuali Hawaii). Dengan keamanan kelas atas, penyimpanan dingin, dan alat pendidikan, ini adalah platform yang dipercaya baik untuk pemula maupun trader lanjutan. Mudah diakses, aman, dan ramah pengguna, Coinbase adalah pemimpin global dalam pengelolaan kripto.
Baca Coinbase Review kami atau kunjungi Coinbase.
3. Kraken
Didirikan pada 2011, Kraken adalah salah satu nama paling dipercaya dalam industri kripto. Ini memiliki lebih dari 13.000.000 pengguna dan lebih dari $207 miliar dalam volume perdagangan per kuartal.
Dari awal yang sederhana, Kraken sekarang menawarkan lebih dari 400 aset digital, termasuk Stellar Lumens (XLM). Untuk investor yang lebih maju, Kraken juga menawarkan perdagangan futures dan margin.
Kraken terus berkembang platform dan komitmennya terhadap industri dengan menjadi salah satu bursa pertama yang menawarkan kesempatan membeli token baru.
Kraken menyediakan akses trading di lebih dari 190 negara, termasuk Australia, Kanada, Eropa, dan Amerika Serikat (kecuali Maine, dan New York).
Disclaimer Kraken: Bukan saran investasi. Perdagangan kripto melibatkan risiko kerugian. Payward European Solutions Limited t/a Kraken adalah otoritas yang diawasi oleh Bank Sentral Irlandia.
Baca Kraken Review kami atau kunjungi Kraken.
4. Binance
Binance adalah salah satu bursa kripto terbesar dan paling terkenal di dunia. Manfaat dari membeli Stellar Lumens (XLM) di sini adalah biaya yang lebih rendah daripada bursa yang bersaing dan likuiditas yang meningkat, memungkinkan Anda untuk membeli dan menjual dengan cepat untuk mengambil keuntungan dari berita yang mempengaruhi pasar.EE59L0QP for 10% cashback on all trading fees.
This exchange is best for investors residing in Australia, Singapore, the UK, and internationally. Canadian and USA residents are prohibited.
Read our Binance Review or visit Binance.
5. KuCoin
KuCoin is a well-known name in the industry and one of the most competitive when it comes to fees and trading costs. The exchange has grown exponentially from its early days of offering only crypto-to-crypto trading. It now offers a varied range of services, including a P2P exchange capability and purchasing with credit or debit cards.
KuCoin currently offers Stellar Lumens (XLM) cryptocurrency trading and over 300 other popular tokens. It is often the first to offer buying opportunities for new tokens.
USA Residents are Prohibited.
Read our KuCoin Review or visit KuCoin.
6. Gate.io
Established in 2013, Gate.io has grown into a reputable trading platform. While it is not the most popular exchange, it provides users with an easy-to-use interface for beginners while maintaining robust and advanced charts for various skill levels – including technical traders. The exchange boasts many altcoins, including Stellar Lumens (XLM), and is often the first exchange to add new tokens. Notably, Gate.io maintains a strong stance against any type of market manipulation.
This exchange currently accepts Australian & UK residents.
USA & Canada residents are prohibited.
Read our Gate.io Review or visit Gate.io.
7. iTrustCapital – Custodial & IRA (USA Exclusive)
iTrustCapital provides U.S.-based investors with access to both tax-advantaged crypto IRAs and institutional-grade custodial services. The platform supports Traditional, Roth, and SEP IRA structures, allowing individuals to invest in assets like Bitcoin, Ethereum, and precious metals while preserving the tax benefits of retirement accounts. Assets are held securely by a qualified custodian and stored using trusted infrastructure partners.
In addition to retirement-focused accounts, iTrustCapital also offers a Premium Custody Account (PCA) for investors who want to hold digital assets in a non-IRA, taxable environment. This custodial option uses the same high-level security architecture but is designed for users who don’t need the tax benefits or contribution limits associated with IRAs. The PCA restricts crypto withdrawals to external wallets, creating a closed-loop system that prioritizes asset protection.
Whether you’re looking to build a long-term crypto retirement portfolio or simply want secure custody outside of an IRA, iTrustCapital delivers a robust and U.S.-compliant solution.
Visit iTrustCapital or learn What is a Bitcoin IRA?
What is Stellar (XLM)?
Stellar is an open-source, blockchain-based, network. Oversight of the Stellar network is performed by a non-profit organization, known as Stellar.org.
The Stellar network is powered by its native token, ‘XLM’ – commonly referred to as ‘Lumens’.
What does Stellar (XLM) do?
Through its structuring, Stellar is able to facilitate cheap, and quick, transfers of value. Much of the development surrounding Stellar is targeted towards the remittance industry and cross-border transactions. One of the benefits afforded through the use of the Stellar network is integrated asset conversions. This means that the network supports a plethora of currencies, and can seamlessly convert between them.
How does it Work?
Stellar makes use of a proof-of-stake protocol. This means that transaction validations occur through XLM holders ‘staking’ their tokens. This simply entails the holder to store their asset in a supported digital wallet. This process is significantly more energy efficient than proof-of-work models and is growing in popularity.
Compared to most networks, Stellar makes use of its native token in a unique manner. While XLM tokens can be used to complete transactions, their original purpose was to provide ‘friction’ to the network. This friction is achieved by introducing modest transaction fees (payable in XLM), and minimum wallet holdings. The purpose of this is to reduce/eliminate spam from being introduced into the network, clogging data blocks.
Is it Legitimate?
Stellar Lumens (XLM) is a legitimate cryptocurrency and blockchain platform designed to facilitate fast, low-cost cross-border transactions. Launched in 2014 by the Stellar Development Foundation, the project aims to improve financial inclusion by connecting banks, payment systems, and individuals. Stellar’s decentralized network enables users to transfer digital assets, including fiat currencies, using its native token, Lumens (XLM), as a bridge currency to facilitate efficient exchanges.
The platform is supported by reputable partnerships, including collaborations with IBM and other financial institutions, enhancing its credibility in the blockchain space. Stellar’s focus on regulatory compliance and transparency further underscores its legitimacy. With a clear use case, active development, and a solid track record, Stellar Lumens is widely recognized as a trustworthy and functional blockchain project.
Projected Developments?
There are various developments and upgrades expected to be seen on the Stellar network in the coming years. The following are a few of the largest on the horizon.
- Increase robustness and stability
- Establish Stellar on a world stage
- Develop and improve use cases
- Cross-border transactions
- Securitize assets
Underlying Stellar (XLM) Ideology?
While comparisons will always exist between Ripple and Stellar, it is clear that the guiding factors for development differ between each. Stellar, in particular, was built with financial inclusion in mind. By bringing new efficiency to cross-border transactions, a new subset of humans can now gain access to new financial opportunities. Underlining the idea of financial inclusion is the fact that the SDF is run as a non-profit organization.
Acceptance and Controversies?
For projects of its kind, Stellar has managed to establish higher levels of acceptance than most. The following are but a few of the companies that have partnered with, and utilize Stellar in some shape or form.
- IBM
- Securrency
- Franklin Templeton
- Wirex
Beyond working relationships with these companies, Stellar is one of the most commonly supported assets on cryptocurrency exchanges and is readily accessible for many.
For the most part, Stellar has avoided any real controversy. There are those, however, that do not agree with the sway that the Stellar Development Foundation (SDF) holds over the network – due to the SDF controlling 30M of the 50M XLM in existence.
Aside from this, many view Stellar in the same vein as Ripple. Much of this stems from the fact that the founder of Stellar, Jed McCaleb, was also a co-founder of Ripple. Due to variances in network structuring and actions by the SDF, Stellar has managed to avoid much of the same criticisms of Ripple, as most do not view it as likely to be a security.
Regulation?
To date, no official statements have been made by regulators on the status of XLM.
Outside of commentary by regulators, an independent group known as the ‘Crypto Ratings Council (CRC)’, has provided its input. Based on its assessment of the Stellar network, utilizing assessment tools similar in nature to those that would be used by regulators, the CRC has given it a score of 3.75 out of 5. This indicates that the project does indeed share various traits with that of a security. For comparison’s sake, the CRC gave similar scores to rival projects, like Tezos (3.75/5) and Ripple (4/5).
As with any investment or asset, always practice caution with assets surrounded by unknowns. While there are various arguments pointing towards Stellar not being a security, there is always the chance that regulators such as the SEC will have a differing perspective.
Who Made Stellar (XLM)?
Stellar was first launched in 2015 by Jed McCaleb. However, this endeavor was not the first foray into blockchain by McCaleb, as he is also the co-founder of Ripple and the infamous Mt. Gox exchange.
Latest Stellar (XLM) News and Performance
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