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How to Buy Bitcoin | Buy BTC in 4 Steps (February 2026)

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Key Takeaways:
  • Bitcoin allows for decentralized, peer-to-peer value transfer.
  • We compare top exchanges based on fees, security, and ease of use.
  • Learn the 4-step process to buy BTC safely and store it securely.

Bitcoin (BTC -1.83%) is a decentralized digital asset designed to enable peer-to-peer value transfer without relying on intermediaries. Introduced by the pseudonymous Satoshi Nakamoto, Bitcoin was created to support electronic transactions without requiring trust in centralized financial institutions. Today, it remains the most widely recognized cryptocurrency and a foundational asset within the broader digital economy.

To learn more about the project’s history and technology, visit our Investing in Bitcoin guide.

How to Buy Bitcoin (BTC) in 4 Steps

  1. 1.
    Compare Crypto Exchanges – Explore our list of top cryptocurrency exchanges offering this token (BTC) for purchase.
  2. 2.
    Create an Account – Complete the registration process by verifying your email address and identity to access the platform.
  3. 3.
    Make a Deposit – Fund your account using a Debit Card, Credit Card, Wire Transfer, or Bitcoin.
  4. 4.
    Buy Token – Use your deposited funds to purchase the token (BTC) seamlessly.

Where to Buy Bitcoin (BTC): Quick Pick

Best for Beginners
Uphold
Best Regulated U.S. Access
Coinbase
Best for Advanced Trading
Kraken
Best for Lowest Fees
Binance
Best for Altcoin Access
Gate.io
Best for Retirement / IRA
iTrustCapital

1. Uphold

Overview: A long-standing exchange known for a streamlined interface that makes it easy to buy and manage Bitcoin without a steep learning curve.

Best for: Beginners who want a simple, modern buying experience.

Strengths
Intuitive desktop and mobile experience
Fast execution and simple buying flow
Supports limit orders
Watch-outs
Restricted Jurisdictions: Not available in Germany or Netherlands. Always check local eligibility.

or read our Uphold Review.

Uphold Disclaimer: Terms Apply. Cryptoassets are highly volatile. Your capital is at risk. Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment, and you should not expect to be protected if something goes wrong.

2. Coinbase

Coinbase (COIN +1.03%), established in 2012, is a leading platform for buying, selling, and managing over 250 cryptocurrencies. As a Nasdaq-listed company, Coinbase offers users transparency and trust. The platform supports advanced trading tools, zero trading fees for Coinbase One members, and robust rewards programs. With multi-billion dollar quarterly volume, Coinbase is a major player in the global crypto market.

Best for: Users who prioritize a regulated brand, strong security posture, and straightforward onboarding.

Strengths
Beginner-friendly interface with advanced tools available
Strong security, cold storage, and education resources
Broad international availability
Watch-outs
Instant buys can carry higher costs vs. advanced order flows
Availability varies by region (U.S. excludes Hawaii)

or read our Coinbase Review.

3. Kraken

Overview: Founded in 2011, Kraken is one of the most established names in crypto, offering robust security and professional-grade trading tools for buying and managing Bitcoin.

Best for: Advanced users who want more sophisticated order types and trading features.

Strengths
Supports futures and margin trading
Broad asset selection including BTC
Trusted brand with long operating history
Watch-outs
U.S. availability excludes Maine and New York

Kraken Disclaimer: Not investment advice. Crypto trading involves risk of loss. Payward European Solutions Limited t/a Kraken is authorised by the Central Bank of Ireland.

or read our Kraken Review.

4. Binance

Overview: Binance is one of the world’s largest exchanges by liquidity and trading activity, known for competitive fees and deep markets for Bitcoin.

Best for: International users seeking lower fees and strong liquidity.

Strengths
Competitive fees and high liquidity
Advanced order types and trading features
Fast execution for active traders
Watch-outs
Best for investors residing in Australia, Singapore, UK, and internationally.
Canadian & USA residents are prohibited.

Use Discount Code: EE59L0QP for 10% cashback on all trading fees.

or read our Binance Review.

5. Gate.io

Overview: Gate.io is known for its broad token access, including Bitcoin, and is frequently among the earlier venues to list new assets.

Best for: Users who want access to a wide range of assets beyond BTC.

Strengths
Broad altcoin access alongside BTC
Beginner-friendly UI with advanced charting
Long-standing platform presence
Watch-outs
Accepts Australian & UK residents.
USA & Canada residents are prohibited.

or read our Gate.io Review.

6. KuCoin

Overview: KuCoin is a major exchange known for competitive fees and a large selection of cryptocurrencies, including Bitcoin.

Best for: Fee-sensitive traders and users who want optional P2P purchasing routes.

Strengths
Competitive trading fees
Large token selection
Multiple purchase methods including P2P
Watch-outs
USA Residents are Prohibited.

or read our KuCoin Review.

7. iTrustCapital – Custodial & IRA (USA Exclusive)

Overview: iTrustCapital provides U.S.-based investors with access to both tax-advantaged crypto IRAs and custodial accounts that prioritize secure, compliant long-term holding.

Best for: Investors seeking retirement exposure to BTC via Traditional, Roth, or SEP IRA structures.

Strengths
Retirement account support (Traditional, Roth, SEP)
Qualified custody model for long-term holding
Designed for U.S. compliance
Watch-outs
USA-exclusive offering
Custody model may restrict certain withdrawal behaviors

or learn What is a Bitcoin IRA?

Bitcoin USD (BTC -1.83%)

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Daniel is a big proponent of how blockchain will eventually disrupt big finance. He breathes technology and lives to try new gadgets.

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Investment advice disclaimer: The information contained on this website is provided for educational purposes, and does not constitute investment advice.

Trading Risk Disclaimer: There is a very high degree of risk involved in trading securities. Trading in any type of financial product including forex, CFDs, stocks, and cryptocurrencies.

This risk is higher with Cryptocurrencies due to markets being decentralized and non-regulated. You should be aware that you may lose a significant portion of your portfolio.

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