5 Best Investment Apps for the United States (2025)

Learning about 5 of the best investment apps for the United States is a great way to expand your financial literacy and improve your ROIs. There are numerous options available for making mobile investments today. However, not all are created equal. Choosing a bad investment app can result in avoidable losses. As such, it’s recommended you stick with reputable platforms.  Here’s what you need to know.

What Makes an Investment App Right For You?

The first thing to understand is that there is no one-size-fits-all when it comes to investment apps. You will have separate needs and look for different features depending on several factors, such as your overall goal and technical understanding.

What’s Your Experience Level?

The first step to determining the best investment app is to look at your level of financial understanding. There’s no need to pick an app with tons of features that you will never use. It’s wiser to find an app that supports the options you need and does it well. This strategy will ensure that you get the most from your time spent.

How Do You Like to Invest?

Understanding how you like to invest is a key consideration. Are you an active or passive investor? Do you enjoy waking up and checking the markets daily, trading, and keeping tabs on new developments? Or, do you prefer to automatically build wealth over time and with minimal daily effort?

What Types of Assets Do You Want to Invest In?

Another crucial component to consider is what type of assets you want to invest in. Some apps are great for building retirement but have no cryptocurrency options, and vice versa. Some apps offer access to advanced DeFi (Decentralized Finance) options like staking, but have no support for traditional investment options like stocks and bonds.

Determining the type of investments you want to make is going to make selecting the best app a lot easier. Those with a limited technical background may opt to stick with stocks and savings accounts, while those who have a higher risk appetite may venture into decentralized assets like NFTs (Non-fungible Tokens). There are also happy mediums like crypto ETFs that offer exposure without the regulatory risks.