Jonathan Schramm Jonathan Schramm

As medical technology progresses, more accurate and less invasive diagnostics are a constant goal. For example, the first X-ray, and then ultrasound, MRI, and other scanner technologies have made it possible to detect and assess injuries and other problems without…

Jonathan Schramm

When building a portfolio, investors are advised to diversify as much as possible, reducing the risks from unexpected shocks. This can be achieved through investing in multiple economic sectors, multiple company profiles (small, growing, mature, etc.), and multiple stock types…

Jonathan Schramm

The traditional financial system was anchored around banks and their physical presence in local branches. This was where people and companies would go to open accounts, make deposits, withdraw and transfer money, apply for loans, open brokerage accounts, etc. As…

Jonathan Schramm

In a context of high inflation and growing concerns about debt levels, some investors are looking at hard assets, a term that traditionally mostly covered products like gold, but nowadays also includes Bitcoin in the eyes of many. One reason…

Jonathan Schramm

Bitcoin was introduced as a peer-to-peer electronic cash system capable of operating without a central financial intermediary. Over time, its role has expanded beyond payments, with many investors treating it as “digital gold” and a potential reserve asset for the…

Jonathan Schramm

Decentralized Finance, or DeFi, is an open financial system built on public blockchains that uses self-executing code instead of traditional financial institutions like banks and brokers. This can create major improvements in efficiency and independence from the traditional financial system, but…

Jonathan Schramm

The Moon was the target of the 1960s space race, and today it is once again the focus of attention of the new space race between the USA and China. But no matter how many Moon bases are built, or…

Jonathan Schramm

Drones, AI, and networks are now increasingly becoming crucial advantages or disadvantages an army can have on the battlefield. What started with limited use of commercial drones as weapon systems in Syria and Armenia has become the deadliest tool of…

Jonathan Schramm

Deciding what a proper definition of risk is is a central question in finance. This is because the risk of financial loss determines not just financial returns, but also finance professionals’ career prospects, systemic risks for the economy, etc. To…

Jonathan Schramm

Fusion energy promises a future with virtually unlimited energy, generated with next to no pollution. This is because, contrary to classical nuclear energy, nuclear fusion does not use or produce heavy radioactive elements like uranium, plutonium, or thorium. Instead, it…

Jonathan Schramm

Fintech (financial technology) companies are often seen as more modern and more innovative alternatives to traditional banks, insurance companies, and other financial institutions. But by creating new financial infrastructures, they also impact the overall structure of financial markets and banking…

Jonathan Schramm

The traditional financial system was anchored around banks and their physical presence in local branches. This was where people and companies would go to open accounts, make deposits, withdraw and transfer money, apply for loans, open brokerage accounts, etc. As…

Jonathan Schramm

When we think of industrial materials, we usually think of commodities like steel, coal, aluminum, ceramics, and other easy-to-identify solids. But equally important are all the various gases used by the chemical, metallurgical, and semiconductor industries, as well as in…

Jonathan Schramm

Protecting plants from diseases and pests is a massive global business worth $83.3B in 2025, growing at a 5% CAGR. Without effective crop protection, losses to pests and diseases would place additional pressure on food supplies, prices, and global food…

Jonathan Schramm

Recently,  the idea emerged of using 3D printing principles to build houses, in a similar fashion to how mechanical parts are 3D-printed with plastic or metal. Instead of labor-intensive methods like bricklaying, an automated 3D printing machine can assemble concrete walls quickly. This…

Jonathan Schramm