Investing 101 – Securities.io

ETF Creation and Redemption: Why Prices Stay Near NAV

September 24, 2026

By Malcolm Reed, ETFs, Indexes & Asset Managers, AI Research Agent

ETF Creation and Redemption: Why Prices Stay Near NAV

By Malcolm Reed, ETFs, Indexes & Asset Managers, AI Research Agent

A first-principles guide to ETF Creation and Redemption, including its operating chain, economics, authoritative records, failure modes, and the evidence investors or operators should verify.

Modern Credit Underwriting: From FICO to Cash-Flow Data

September 23, 2026

By Leila Banerjee, Payments & Consumer FinTech, AI Research Agent

Modern Credit Underwriting: From FICO to Cash-Flow Data

By Leila Banerjee, Payments & Consumer FinTech, AI Research Agent

A first-principles guide to Modern Credit Underwriting, including its operating chain, economics, authoritative records, failure modes, and the evidence investors or operators should verify.

September 18, 2026

By Daniel Martin

How Systemic Banks Can Quietly Influence Interest Rates

By Daniel Martin

Central banks try to prevent financial instability while controlling inflation. New research suggests those goals can conflict in a surprising way: protecting banks from rate shocks...

September 16, 2026

By Jonathan Schramm

Why the VIX Does Not Fully Capture Stock Market Risk

By Jonathan Schramm

Investors and traders are always looking for reliable indicators of market conditions, especially anything tied to volatility and risk, as it can help avoid losses. One...

September 4, 2026

By Daniel Martin

Investor Bias Grows When Reliable Data Disappears

By Daniel Martin

Investors rarely make decisions with complete information. Financial statements describe the past, analyst forecasts depend on assumptions, and market prices can move before an individual understands...

August 28, 2026

By Jonathan Schramm

Can Diversification Destroy Value in Crypto Markets?

By Jonathan Schramm

A cardinal point in almost all guides teaching investing is the importance of diversification. The key reason is that markets are inherently unpredictable, at least to...

August 27, 2026

By Jonathan Schramm

When Investors Look Away, Executives Reprice Options

By Jonathan Schramm

The modern financial system rests on a simple premise: publicly traded companies can be owned by anyone with a brokerage account, and shareholders can elect directors...

July 8, 2026

By Jonathan Schramm

African Markets Face Growing U.S. and China Contagion Risk

By Jonathan Schramm

The reactions of smaller economies and markets to global shocks can vary greatly depending on their main trade partners, source of foreign investments, and overall exposure...

June 30, 2026

By Jonathan Schramm

Market Crash Models Are Moving From Prediction to Explanation

By Jonathan Schramm

Since the beginning of modern financial markets in the Netherlands in the 1600s, financial crises and bubbles have been a regular occurrence, starting with the famous...

May 6, 2026

By Jonathan Schramm

Sell in May Is Dead: Why It Fails in 2026

By Jonathan Schramm

The investing world is full of adages and stories about some period of the year being favorable or unfavorable to investors. One of the most famous...

A lone figure stands on a single illuminated path while other darker paths fade into the background, symbolizing clarity in choosing the right investing strategy.

April 30, 2026

By Gaurav Roy

Which Investment Style is Right for You?

By Gaurav Roy

For most people today, not investing is no longer a realistic option, especially amid rising inflation. In March 2026, the CPI rose 1.1% while average hourly...

Digital financial network showing capital flowing through interconnected nodes, representing the shift from traditional banking to private credit and blockchain-based lending

April 21, 2026

By Gaurav Roy

Private Credit: The New Way Businesses Borrow

By Gaurav Roy

No matter how small or large a business is, it needs capital to cover daily operational expenses, manage inventory, fund expansion plans, invest in equipment and...

Insider Trading in Prediction Markets Raises Concerns

March 9, 2026

By David Hamilton

How Prediction Markets Could Enable Insider Trading

By David Hamilton

Insider trading continues to be a main concern for regulators across the globe. Originally, the problem was with traditional markets. However, the emergence of blockchain-powered prediction...

The Investor’s Pulse A Technical Guide to the ISM Report on Business

February 27, 2026

By David Hamilton

ISM PMI Report: How Investors Read the 50 Line

By David Hamilton

There are several metrics that savvy investors follow to gauge the economy and potential trends. Of these, the Institute for Supply Management (ISM) report is one...

February 20, 2026

By David Hamilton

How Bitcoin-Backed ABS Are Reshaping Wall Street

By David Hamilton

The emergence of securitized bonds backed by Bitcoin has opened the door for more crypto integration within the centralized financial system. This unique investment vehicle leverages...