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Investing In Plutus (PLU) – Everything You Need to Know

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Cryptocurrency payments have revolutionized the world when they emerged in the first days on 2009 with the launch of Bitcoin. Maybe saying that they have revolutionized it with the ability to send payments is going a bit too far, even now, but they have certainly started a new chapter in humanity’s history of finance that will eventually lead to it.

Back in the day, the only transactions that you could do are the ones involving crypto trading, but not so much transactions that involved paying for goods and services. This is quite possible today, as the adoption has skyrocketed over the past 13 years, and while it is still far from the mainstream, there are plenty of shops and services on the internet where you can pay with crypto.

Of course, there is a different way to use your cryptocurrencies anywhere, and that is to use crypto cards. These are debit cards created in collaboration with major card issuers like Visa and Mastercard that allow you to fill them up with crypto and pay anywhere. This is also something that a project called Pluton (PLU) offers, with one of the best deals currently on the market, and we wanted to take a deeper look into this deal and see what exactly does it offer.

What Problems Does Pluton (PLU) Solve?

Before we switch to the benefits that Pluton offers, let’s first take a look at its solutions and why are they praised so much in the crypto industry. Here is what the project has to offer:

Visa debit card

First things first, we should note that Pluton offers a card created in partnership with Visa, which is quite beneficial, as it means that you can use it to make payments pretty much anywhere where Visa payments are possible. Since this is the case with payment terminals and stores all around the world, that gives you plenty of options regardless of where you are in the world or what you wish to buy or pay for.

Rewarding users for shopping

One of the reasons why Pluton’s native app is so popular is the fact that it actually rewards you for spending money. The Pluton token is actually a native cryptocurrency of an app called Plutus, and if you use this app-s Visa Debit Card, you get up to 8% in cryptocurrency rewards. Reward rates start at 3%, according to the project, and they can be increased to 8%.

Combines crypto and fiat

Another great thing about this project is that the app actually allows for a combination of crypto and fiat. That means that you can open a fiat account and use an entire range of traditional financial services, many of which are provided in conjunction with the project’s Electric Money Institutional Partners, Contis and Clear Junction.

On the other hand, you can also connect the app to any non-custodial wallet of your choice and manage your digital currencies from the app, as well. You can even swap assets whenever you wish with a built-in DEX.

Pushing blockchain adoption

The project is combining traditional and crypto finance in the best way possible, granting users a card that they already know how to use, but filling their balance with cryptocurrencies, which offer instant transactions, cheap transaction fees, and similar benefits. On top of that, getting financial rewards while spending money is pretty much the dream of anyone who enjoys shopping. With these features being available on the blockchain, specifically, with the Pluton project, that means that users interested in using these benefits will soon find their way to blockchain technology.

Benefits of Pluton (PLU)

Now, let’s talk about the benefits of the project that we mentioned earlier, as these are the reasons individuals might seek out Pluton.

Earn rewards in PLU

First things first, the ability to earn rewards. Right off the bat, this is Pluton’s biggest benefit and most attractive feature to the average spender. Essentially, users can fill their app with crypto and fiat and spend it with the Visa Debit Card that the project offers, and they will earn PLU along the way.


As mentioned earlier, you can earn up to 3% in crypto rewards if you spend money with PLU, which remains true regardless of whether you use its free plan or one of the two premium plans. However, no matter which plan you go for, you can boost that percentage up to 8% if you stake Pluton’s native token. If you stake up to 250 PLU, your percentage will rise to 4%. If you increase your stake to 500 PLU, you get 5%. Staking 1,000 PLU will boost it to 6%, and lastly, with 2,000 PLU or more staked, you will reach 8%. Along the way, staking PLU will also grant you the ability to enjoy a number of perks.

20+ perks

Pluton offers numerous benefits, including being able to manage your crypto and fiat money in one app, the ability to pay with crypto or fiat via your Visa Debit Card, and the ability to get rewards in PLU, and to even boost the percentage with more money staked.

However, it doesn’t stop there, as the project also offers over 20 available perks. With the free plan, you gain 1 perk. With the first premium plan, you get 2. With the second premium plan (3rd available plan including the free one) you gain 3 perks. Later on, staking increases the number of perks up to 8, alongside the percentage of PLU you get as rewards.

But, what do these perks mean? Well, the perks allow you to gain free access to certain services and stores. For example, you can choose free Netflix subscription, or Disney+, or Amazon Prime subscription. The same goes for Spotify, Apple One, and many other similar services.

You can also get up to Up to £/€10 in PLU per month for Uber, Booking, Tesco, and a number of other services, with the number of perks deciding how many of them you get to access for free or with benefits.

How Does Pluton (PLU) Work?

Pluton is a native cryptocurrency of the app Plutus, which is a next-gen finance app. It was founded all the way back in 2015 by Danial Daychopan, a well-known serial entrepreneur. The project targeted European markets, including the UK, and it currently has thousands of users from all across the continent.

Its goal, however, is simple – to empower users to manage money better, earn crypto rewards, swap coins, and allow users to spend their stored money at over 60 million merchants. The project’s biggest strength is the ability of its users to earn PLU while they spend their money, whether they are limited to only 250 EUR per month, or if they can go to 2k EUR, or even 22.5k EUR.

In other words, Plutus is meant for everyone, with its native crypto supporting and rewarding all users equally.

How to Buy Pluton (PLU)

Currently, Pluton (PLU) is available for purchase on the following exchanges:

KuCoin – This exchange currently offers cryptocurrency trading of over 300 other popular tokens.  It is often the first to offer buying opportunities for new tokens.  USA Residents are Prohibited.

HTX – Established in 2013, HTX has since become one of the world’s largest digital asset exchanges, with an accumulated trading volume of US $1 trillion.  It should be noted that HTX currently does not accept USA or Canadian residents.

Pluton (PLU) — A project that lets you unlock the true potential of crypto

Pluton is a project that has been around for a while, but the development of crypto cards and global acceptance of crypto is now allowing it to rapidly grow in popularity and usage. It is one of those projects that seek to promote the blockchain, but in a familiar way to those who might be skeptical of the emerging technology. With both crypto and fiat supported by its app, it allows for an easy transition, and it allows users to learn that cryptocurrency and blockchain are neither scary nor a scam. They are simply something new, better, and more rewarding than anything that we previously experienced in traditional finance.

Ali is a freelance writer covering the cryptocurrency markets and the blockchain industry. He has 8 years of experience writing about cryptocurrencies, technology, and trading. His work can be found in various high-profile investment sites including CCN,, Bitcoinist, and NewsBTC.