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iTrust Capital Review – Is it Legit? (June 2024)

An Industry Leading and Innovative Cryptocurrency IRA Provider

Reviewed By |

Overall Rating



Fees: 1% on Crypto; $50/Oz on Gold; $2.50/Oz on Silver

Best For: Low Cost Crypto IRAs

Warning: Trading in cryptocurrency is highly speculative and carries a high level of risk. It is possible to lose all your capital. These products may not be suitable for everyone and you should ensure that you understand the risks involved. Seek independent advice if necessary. Speculate only with funds that you can afford to lose.

iTrustCapital is a specialized cryptocurrency platform and IRA provider that allows you the opportunity to invest in your own self-directed IRAs featuring crypto, gold, or silver through their own easy-to-use trading platform.

Here we will take a closer look at everything that iTrustCapital has to offer which can allow you to make the best-informed decision as to whether they are the choice for investing your IRA and retirement accounts.


  • Trading fees are kept very low
  • 24/7 access to the trading platform is available
  • Assets are very fast to execute
  • Excellent customer support


  • No mobile trading platform available
  • Number of available assets still limited



Trust is a key factor but none more than when you are dealing with savings for your retirement. Given that this can amount to substantial sums of money, it is only right to expect the highest levels of trust. In this regard, iTrustCapital has received broadly positive feedback.

The broker and their service have been around for a number of years, and although they provide an innovative service, they are focused on your trading security. From an investment perspective, they are fully IRS compliant and follow all of the IRA contributions rules that apply based on your age and the type of account you are investing in.

When it comes to your digital asset security, iTrustCapital also has you very much protected. For your crypto assets, the broker uses Curv. This is a leading institutional wallet provider offering secure cold storage solutions and high-level security certification on your assets, all backed by a $50 million insurance policy. The platform also utilizes 2-factor authentication. For precious metal investments, these are physically stored at the Royal Canadian Mint and VaultChain is utilized to manage the holdings through a secure blockchain distributed ledger.

Investment Products


At iTrustCapital you will find a handful of cryptocurrencies that you can add to your IRA. There are a total of 10 currently available. Bitcoin, Ethereum, Polkadot, Litecoin, Chainlink, Bitcoin Cash, Stellar, EOS, Uniswap, and Compound. These can change with more becoming available for investment in time. You will also find both Gold and Silver available to add if you are interested in a precious metals IRA that iTrust can also provide.

If comparing with other major cryptocurrency exchanges, the number of available assets may seem limited. It is important to remember though that the main function of this platform is to invest in your IRA. This kind of crypto IRA service is something offered by very few companies, and so, in that respect, the number of assets available represents a very strong range.

You will also have multiple account types to choose from. These include a traditional IRA, Roth IRA, and SEP IRA which you can choose based on your needs, alongside a choice of funding methods where you can transfer your existing IRA, connect an employer plan like a 401k, or make your own cash contributions.

Commissions and Fees


With fees, the first thing to note with iTrustCapital and others that offer self-directed IRA services is that you will find an account maintenance fee. This is required to go toward setting up your IRA, reporting, and other obligations. There is a $29.95 monthly account maintenance fee at iTrust.

When it comes to trading, the fee on cryptocurrency trades is around 1% of the value, while the fee on precious metals is $50 per ounce of gold and $2.50 per ounce of silver. The percentage value of this will of course vary depending on the current spot price of the asset.

The initial minimum deposit when setting up your account at iTrustCapital is $2,500. This is to be followed by subsequent deposits where the minimum amount required is $1,000. Overall, these fees and minimums are considered reasonable when compared with competitors in the industry.

Trading Platform


The trading platform at iTrust is extremely easy to use, very clearly laid out with the assets you have available to trade alongside your account allocation, balance, and other features. It is far from some of the more complex trading platform views you might find on a major crypto exchange for example.

This simple, efficient layout means the service is very easy to use even for those first-time investors that may not have any experience. This can certainly be a positive for new traders, though some with more experience may want to find a trading platform with enhanced trading tools and charting capabilities.

In all, the iTrustCapital trading platform presents as a very easy-to-use web-based trading platform. It is available on a 24/7 basis meaning you will always be able to see your holdings and trade, and there is good platform support and guidance on offer throughout including a step-by-step setup guide. Currently, the company does not offer a mobile trading platform to users.

Customer Support


iTrustCapital offers an excellent level of customer support and the team are contactable in a number of ways. You can reach them directly by phone on a US-based number or you can also visit their website to schedule a call with one of the team at a time convenient to you. Due to volume, calls are limited to 10 minutes per client, so it is best to prepare your questions prior to calling.

You can also reach the support team by email, or the web-based live chat service that you will find on their website for a fast, professional response. Finally, the company website is packed with useful information, guides, and FAQs to help you answer some of the most common questions that may come up.



Overall, iTrustCapital presents an excellent service that is very well-rounded, highly professional, and above all trustworthy if you are looking into opening a cryptocurrency or precious metals IRA.

Beyond what is already a very comprehensive offering that helps make this kind of investing more accessible, and at lower cost, the company is continuing to evolve in the service they offer. This means more assets are becoming available, improving features, and continued innovation. In all, this makes iTrust a great place to be in the industry if you want to be well-positioned for the future while taking advantage of excellent service.