Digital Asset Gifts to Build Long-Term Family Wealth

Today, we’ll discuss exciting gift options related to digital assets that you can give to your friends and family members this Christmas to make their current festive season lucrative and their future secure.

But before we share our top recommendations, let’s first understand this rapidly expanding sector and its potential.

The cryptocurrency sector refers to the broad ecosystem built around cryptocurrencies, blockchain technology, and decentralized networks. Initially, it was just Bitcoin (BTC +0.53%) but over time, the sector has grown to now include a wide range of segments such as smart contract platforms, mining and staking, stablecoins, decentralized finance (DeFi), real-world assets (RWA), memes, NFTs, AI, DePIN, privacy tech, zero knowledge (ZK) tech, launchpads, GameFi, SocialFi, and much more.

In general, cryptocurrencies are digital assets that operate on decentralized networks and use cryptography to secure transactions and manage ownership.

The foundation of digital assets is blockchain technology, which is a shared, immutable public ledger that records all transactions. It is a decentralized and trustless network where participants don’t have to trust each other, offering enhanced security, greater transparency, and instant traceability.

[Image of blockchain distributed ledger network diagram]

There is no central authority; rather, a group of nodes maintains and secures the network.

In today’s hyper-digital and interconnected world, blockchain’s ability to verify scarcity and digital ownership and enable seamless transfer of data and value makes it a new primitive for the internet. Moreover, by allowing individuals to have full control over their financial assets, crypto allows people to achieve financial sovereignty.

Currently, the entire cryptocurrency sector is worth $3.25 trillion, driven by rising adoption, increased institutionalization, and regulatory clarity.

But the ever-increasing digitization, adoption among the younger demographic, and growing interest from traditional financial institutions, along with rising inflation and eroding confidence in fiat currency, all point to tremendous growth ahead and a massive opportunity.

Now, let’s look at a few exciting ways you can give your family the gift of financial freedom this Christmas.

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1. Gift a Hardware Crypto Wallet for Long-Term Security

When it comes to finances, security should always be a priority. In the case of crypto, you need to protect it from hacks, theft, and other cyber threats. So, how do you do that? With the help of a crypto wallet.

A crypto wallet makes your assets both accessible and safe. It is through a wallet that you can send, receive, and manage your funds. Crypto wallets consist of public and private keys, which are strings of characters that give you access to your crypto and allow you to make transactions.

[Image of cryptocurrency hardware wallet security architecture]

There are two kinds of wallets:

• Hot wallets
• Cold wallets

A hot wallet, also known as a software wallet, is usually available for free, such as MetaMask and Coinbase Wallet. These wallets, however, are connected to the internet, which makes them very convenient when you need to interact with the broader crypto sector, but makes them extremely unsafe.

A cold wallet is a hardware wallet that keeps private keys entirely offline and safe from online attackers. These wallets are physical devices that allow a crypto owner to achieve utmost security and peace of mind, but at a price.

Hardware wallets are simply a must-have if one wants to keep their funds safe, as they are protected by an encrypted PIN and are held in an entirely isolated, offline environment.

Trezor and Ledger are the two most popular options in the hardware wallet market.

Both these wallets support thousands of cryptocurrencies, but while the Ledger’s basic Nano X is built with an EAL5+ certified secure chip, all of Trezor’s have an EAL6+ Secure Element. The price range of entry-level options from both brands is about the same, costing around $80.

But the costliest wallet from Trezor, the Trezor Safe 7, with a bigger touchscreen, wireless connectivity, and enhanced security, has a price tag of $249, while Ledger’s Stax will cost you about $400 for such benefits, with mid-tier variants also available for much lower prices.

Both of these hardware wallets are user-friendly and safe for storing crypto assets. Just make sure to buy these wallets from their official site or a trusted seller.

By gifting a hardware wallet, you are making a thoughtful choice for someone who’s interested in going deeper into crypto, investing a sizable amount, or holding for the long term. Notably, while hardware wallets drastically reduce risks, a crypto holder still has to follow good practices like never sharing or losing their seed phrase (which acts as a backup for accessing the wallet’s private keys and restoring the wallet) to truly protect their funds.

Overall, a hardware wallet is a relatively inexpensive gift that offers real utility and security, forming the foundation for future crypto involvement.

Click here for a list of the best hardware wallets.

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2. Gifting Bitcoin and Other Crypto Assets

A great way to help someone start their digital asset journey is by gifting them the crypto itself. An amazing thing about gifting crypto is that it’s completely up to you how much you want to spend, regardless of the crypto asset you choose.

There is simply no limit as to how low or high you can go. Having said that, crypto exchanges usually put a lower limit on the USD amount or units of the token that you must buy, but it’s very low, like $10.

Also, keep in mind that only gifts under $19,000 a year in crypto have no tax implications for you, the gifter, but anything above that amount, you must report to the IRS. As for the one who receives your crypto gift, it isn’t taxable unless the receiver sells it for a profit.

Now, just which crypto to gift?  There are literally millions of tokens available in the market, so how do you make the best choice?

Well, with a high-risk and volatile asset like crypto, the best way to get started is through Bitcoin. With its decade and a half long history, Bitcoin (BTC) has proved its resilience. It is, in fact, the only crypto asset that one can own with full confidence regarding protecting and growing wealth. In recent years, Bitcoin has also been adopted by an increasing number of institutions, with the likes of BlackRock and Fidelity now offering regulatory-compliant Spot Bitcoin ETFs.

The $1.86 trillion market cap asset is currently trading around $92,000, up 137,718% over the last 12 years and down 26% from its all-time high (ATH) $126,000, hit in early October this year.

Being the largest cryptocurrency, you can easily buy Bitcoin on most, if not all, exchanges such as Coinbase (COIN -1.04%). This is usually not the case with smaller market cap coins, as they are not widely supported.

Besides Bitcoin, you can also look into other categories such as meme coins, AI coins, and privacy-focused tokens, depending on the interest of the person that you are gifting it to or the narratives you want to introduce them to.

You can even gift a number of coins, creating a diversified basket covering established coins like BTC alongside more speculative hype-and-narrative-focused coins for fun. This will provide a mix of stability and high-risk, high-reward potential.

To find different categories, coins, their performance, and exchange availability, visit CoinGecko or CoinMarketCap. These websites provide extensive information about the crypto sector.

The gift of actual crypto can be an exciting and educational experience for the receiver as it will expose them to a new sector, help them delve into trading or investing, and take control of their financial future. You can pair this with a hardware wallet for secure storage.

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3. Books and Courses to Level Up Investing Skills

Educational material is key to enhancing one’s knowledge about an idea or even the entire market. This is particularly important if someone is new to a discipline like trading or investing, or an industry such as crypto, which is less than two decades old.

With the help of proper study material, both new and moderately experienced individuals can gain an even deeper understanding and enhance their learning experiences.

A trading or investing book is a good place to start. It can help build a strong foundation in fundamentals, risk management, technical analysis, and the psychology of trading to enable the receiver to make an informed start to their journey and boost their skill level.

When choosing a book to gift, you can go with an option that covers general trading and investment principles, which are timeless and not limited to crypto, which means your friends and family members will also be able to expand their knowledge to other markets and spheres of life.

You can also turn to crypto-focused content to help the recipient understand just how crypto markets are different and even create their own thesis, which will help them hold on to their coins with confidence and not sell at the first sign of trouble, which crypto markets are famous for. Having a good theoretical or strategic grounding will help them avoid engaging in impulsive trading or getting FOMO.

If you are looking for suggestions, The Crowd: A Study of the Popular Mind by Gustave Le Bon is a great book, detailing how crowd psychology drives bubbles and panic selling. This can help individuals understand why markets behave irrationally and how, at times, sentiment can overpower fundamentals.

For historical accounts of mass financial manias, consider Extraordinary Popular Delusions and the Madness of Crowds by Charles Mackay, showcasing that speculative bubbles are not anomalies but recurring patterns.

Devil Take the Hindmost: A History of Financial Speculation by Edward Chancellor, meanwhile, gives a deeper understanding of why reckless speculation repeats time and again and can be useful for identifying late-stage bubble behavior and systemic vulnerabilities.

Some other options that can be of immense help to someone just venturing into crypto or traditional markets are: Stocks for the Long Run by Jeremy Siegel, Reminiscences of a Stock Operator by Edwin Lefèvre, Market Wizards by Jack D. Schwager, The Disciplined Trader by Mark Douglas, and Beyond Greed and Fear by Hersh Shefrin. You can easily buy them on Amazon.

By pairing volatile crypto assets with the knowledge of books, you can boost the value of your gift substantially. Not only does the receiver get actual coins, but it also helps to deal with them in the best way. For a budding investor, it’s a perfect combo.

Click here to learn all about investing in Bitcoin.

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4. Digital Art and NFTs as High-Risk Collectible Gifts

Art is one of the most personal and evocative gifts. It tells stories, communicates ideas, and builds connections.

A work of art simply makes for a heartfelt and meaningful gift to give someone. But this Christmas, make it unique, gift your loved one unique digital art, aka NFT.

NFTs, or non-fungible tokens, are assets like artwork that’s tokenized through a blockchain. The token acts like a certificate of ownership and authenticity for a unique item, like digital artifacts.

Unlike fungible tokens like Bitcoin, where each coin is worth the same and can be swapped interchangeably like the US dollar, each NFT is unique. But just like Bitcoin, NFTs can be traded and exchanged for money.

[Image of non-fungible token vs fungible token diagram]

Each NFT is stored on a blockchain, which means there’s an immutable record of its lifecycle, and anyone can see and track when they were created, sold, and resold. The use of smart contract technology even allows NFT creators to earn a percentage of all subsequent sales.

While the NFT is stored on the blockchain, the digital artwork can be displayed on monitors and virtual galleries.

Now, where can you buy them? Well, there are specialized marketplaces like Opensea and Rarible where you can buy digital artwork NFTs. One can also buy virtual real estate and gaming items via NFTs, which can even be used to represent proprietary rights, individual identities, and much more.

The value of NFTs is volatile, much like crypto assets, and can be bought as an investment. To a large extent, though, they remain highly speculative, and with the NFT trend not as strong this cycle as it was during the 2021 bull market, most of them have lost a large chunk of their value. Most NFTs do not preserve their value in the long term. So, it’s better to treat NFTs as a collectible than an investment.

Besides monetary value, NFTs also have social value. By gifting a rare or limited NFT, you can help the recipient become part of a digital club or community.

For instance, Pudgy Penguins is a popular limited NFT collection of penguin digital art pieces launched on the Ethereum blockchain in 2021. It has since grown into a major brand with a strong community, expanding into physical products like toys sold at retailers like Walmart and Target.

Overall, for someone interested in digital art or crypto culture, NFTs make for an exciting gift that should be treated like high-risk collectibles. And if the artwork matches the taste of the recipient, then an NFT can be a personal, stylish gift.

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5. Premium Data and Research Subscriptions as Gifts

Yet another quality gift that you can give is a paid subscription to a prominent data platform or high-quality research or newsletter service. This gift will provide ongoing value to the receiver, who will be able to access information, analysis, and deep research, helping them stay informed and make smarter decisions.

For instance, a $379 annual subscription to “Cassandra Unchained” by Michael Burry, who shot to fame for predicting the 2008 housing crash, can help an investor gain insight into how a contrarian thinker analyzes markets and interprets macroeconomic data. With Burry believing that markets are currently in bubble territory, this can provide a counterargument for someone who’s currently siding with the bulls.

In a space like crypto, which is hype- and narrative-driven, clean and clear data can help filter noise and make sense of what’s really happening. Having access to quality data is essential for not only capitalizing on opportunities and making a profit but also reducing risk.

So, for $49 a month, you can gift a DeFiLlama Pro subscription, which will give access to LlamaAI that provides conversational analysis of DeFiLlama data. The gift receiver will also be able to build custom dashboards, export any dataset, get personalized analysis and real-time premium insights, and access blockchain data in their spreadsheets.

If you also want to add priority support and API access to this, then it will cost you $300.

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Investing in Digital Asset Stocks: Spotlight on Coinbase (COIN)

Now, if we look at prominent investable opportunities in the sector, Coinbase stands out for being the largest centralized cryptocurrency exchange (CEX) in the US.

With a market cap of $74.67 billion, COIN shares are currently trading at $275, up 11.53% year-to-date (YTD). Back in July, COIN stocks surged past $444 to new highs, and since then, they have been struggling.

The company has an EPS (TTM) of 11.56 and a P/E (TTM) of 23.96.

Recently, Coinbase posted better-than-expected financial results for Q3 of 2025, thanks to a resurgence in retail and institutional crypto trading as policymakers continued efforts to introduce crypto-friendly regulations under President Donald Trump.

During this period, the exchange reported a revenue of $1.87 billion and net income of $432.6 million, or $1.50 per share.

Its revenue tied to transactions jumped 37% from the prior quarter to $1 billion, with retail accounting for most of it at $844 million. Consumer trading activity on Coinbase jumped to $59 billion.

Coinbase ended the quarter with $11.9 billion in USD resources, a 28% Q/Q increase. The company also increased its Bitcoin holdings by $299 million, with its crypto assets portfolio held for investment and as collateral reaching $2.6 billion and $1 billion, respectively. With that, its total available resources totaled $15.5 billion.

During the quarter, Coinbase acquired derivatives exchange Deribit for almost $3 billion.

Coinbase is currently working on its “everything exchange” strategy, which CEO Brian Armstrong said, “is really central to the next chapter of what we’re building.” As part of the strategy, it is integrating tokenized equities, prediction markets, and other offerings into its platform.

“Our mission is to increase economic freedom in the world at Coinbase, and crypto is the technology that we’re going to harness to get there,” said Armstrong at the earnings call. “Crypto rails will power more and more of financial services over time because they’re faster, cheaper, and more global… And as finance moves to these rails with increasing regulatory clarity, we’re uniquely positioned to lead and capture the upside of this paradigm shift.”

Final Thoughts: Using Crypto Gifts to Build Financial Freedom

As the world continues to move deeper into a digitally-driven era, digital assets are going to become more meaningful than ever.

So, by giving your loved ones actual crypto, you can prepare them for the future by helping them begin their financial journey and ensuring long-term security through a hardware wallet. While digital art NFTs are great for personal expression and becoming part of a community, educational material and a premium data subscription will help them stay informed and sharpen their trading and investment skills.

With this selection of products, you are not merely giving fun and exciting Christmas gifts but helping your friends and family achieve financial sovereignty and create long-lasting value.