Fintech
Revolut Launches New Zealand Bank With NZ$120 Million Investment Plan
Revolut announced on 3 November 2026 that it had officially launched Revolut Bank New Zealand after securing registration from the Reserve Bank of New Zealand, alongside a commitment to invest NZ$120 million in local operations over the next five years.…
SS&C Allocates $240 Million in Term A-9 Loans to Help Refinance 2027 Notes
SS&C Technologies Holdings announced on November 2, 2026 that it has allocated to lenders $240 million of incremental term A-9 loans under its existing term loan A facility and $400 million of additional commitments under its existing revolving credit facility,…
Fresha Brings Klarna BNPL to Beauty and Wellness Bookings
Fresha said on November 2, 2026 that it has partnered with Klarna, the global digital bank and flexible payments provider, to bring buy now, pay later options to the beauty and wellness businesses on its booking platform. Under the partnership,…
Can Stablecoins Reduce Exchange-Rate Volatility?
A business importing equipment can agree on a price today and discover that the bill costs more in local currency before payment arrives. Faster transfers can shorten that exposure. Easier access to digital dollars can also help businesses match their…
JINS Taps Adyen for Omni-Channel Payments Across 150 Japan Stores
Adyen said on November 2, 2026, that JINS HOLDINGS Inc., operator of the JINS eyewear brand, selected its platform to power the retailer’s omni-channel payment infrastructure. Following an initial launch at the flagship Kichijoji store in late September 2026, JINS…
Thunes and UnionPay Enable $10,000 Daily Instant Payouts to China
Thunes announced on November 2, 2026 a deepening of its strategic alliance with UnionPay International, launching high-capacity instant Pay-to-Card payouts to UnionPay cards in China’s mainland with daily transfer limits of up to $10,000 USD per recipient cardholder. The announcement,…
AI-Native Wholesale Bank in Bahrain Gains In-Principle Approval
Bahrain Mumtalakat Holding Company (Mumtalakat), the sovereign wealth fund of the Kingdom of Bahrain, and ARP Group have partnered to establish an AI-native and blockchain-enabled wholesale bank headquartered in Bahrain, Mumtalakat announced on November 1, 2026, on the sidelines of…
Platform Lending: The Trade-Off Between Credit and Privacy
Why would a company offer a loan that earns too little to cover its cost? For a traditional lender, that sounds like a problem. For a digital platform, it can support a larger business. Financing may help customers complete purchases,…
Market Data: Quotes, Trades, Feeds, and Latency
A first-principles guide to Market Data, including its operating chain, economics, authoritative records, failure modes, and the evidence investors or operators should verify.
The Human Factor Behind Fintech Productivity
Fintech (financial technology) has brought in the past years waves of innovation and efficiency in a previously somewhat stagnant financial industry. “The organizational adoption of fintech technologies, such as artificial intelligence (AI) technology, increased from 33% in 2023 to 71%…
Jonathan Schramm
PenFed Year-to-Date Loan Originations Rise 22% to $8.8 Billion
PenFed Credit Union reported $8.8 billion in year-to-date loan originations through September 2026, up 22% year-over-year, in third-quarter 2026 results released October 30, 2026. The Tysons, Va.-based credit union reported that, compared with its second-quarter results, its year-to-date loan loss…
OPay Prices IPO of 16 Million ADSs at $19.00 Ahead of NYSE Debut
OPay Limited announced on October 30, 2026, the pricing of its initial public offering of 16 million American Depositary Shares at a public offering price of US$19.00 per ADS, with the ADSs expected to begin trading on the New York…
Jack Henry Reports $17.9 Million in Fiscal Q1 Deconversion Revenue
Jack Henry & Associates announced on October 29, 2026 that deconversion revenue for its fiscal 2027 first quarter, ended September 30, 2026, was $17.9 million. Based on those results, the Monett, Missouri-based financial technology company set its deconversion revenue estimate…
CCC Intelligent Solutions Q3 Revenue Rises 10% to $294.1 Million
CCC Intelligent Solutions Holdings Inc. reported revenue of $294.1 million for the third quarter of 2026, an increase of 10.1% from $267.1 million a year earlier, as the SaaS and AI platform provider for the insurance economy swung to a…
Halal Finance: Blockchain’s Next Enterprise Opportunity
A shipment can arrive with the right paperwork and still leave a financier asking basic questions. Does its certification cover this particular batch? Has ownership changed? Do the shipping documents match the transaction being financed? When those answers sit in…
