Fintech
Offshore Currencies: A Different Way to Manage Capital Flows
How China’s Offshore Yuan Shapes Global Capital Flows When investors think about currency policy, they usually picture interest rate decisions, foreign exchange interventions, or restrictions on moving money abroad. Yet governments can also influence international finance through a less visible…
Fiserv (FISV): The Original Fintech Provider
The traditional financial system was anchored around banks and their physical presence in local branches. This was where people and companies would go to open accounts, make deposits, withdraw and transfer money, apply for loans, open brokerage accounts, etc. As…
Jonathan Schramm
Financial AI Model Risk: Validation, Drift, and Oversight
A first-principles guide to Financial AI Model Risk, including its operating chain, economics, authoritative records, failure modes, and the evidence investors or operators should verify.
AvaTrade Agrees to Acquire Majority of FXCM Business, Expanding Its Trading Technology Reach
Online brokerage competition increasingly turns on the technology surrounding a trade: the research that informs it, the software that executes it, and the infrastructure that keeps the account running. AvaTrade is seeking to expand that combination through an agreement to…
FactSet Extends Research Platform Across Scotia Wealth Management
FactSet on October 8, 2026, announced an expansion of its partnership with Scotia Wealth Management, part of the Scotiabank group of companies, under which advisors, investment professionals, and support team members across Scotia Wealth Management will have access to FactSet’s…
Cboe Clear Europe Adds U.S. Equities to Securities Lending Clearing
Cboe Global Markets , Inc. announced on October 7, 2026 that Cboe Clear Europe N.V., its pan-European clearing house, will expand its Securities Financing Transactions (SFT) clearing service from mid-October 2026 to include U.S. equities eligible for securities lending. The…
AI Fraud Detection and the Future of Payment Security
A payment security system can appear almost perfect while failing at its most important job. If fraud represents only a tiny fraction of transactions, an algorithm that approves everything will be correct most of the time. Customers may experience fewer…
SS&C Schedules Third-Quarter 2026 Earnings Release for October 22
SS&C Technologies Holdings, Inc. will announce financial results for the third quarter ended September 30, 2026 after the close of the market on Thursday, October 22, 2026, the company said in a scheduling notice dated October 6, 2026 and datelined…
T+1, T+0, and Atomic Settlement: Faster Is Not Always Safer
A first-principles guide to Settlement Speed, including its operating chain, economics, authoritative records, failure modes, and the evidence investors or operators should verify.
CGI to Modernize Over 70 Applications for French Agriculture Ministry
CGI announced on October 6, 2026 that it has been selected, following an open call for bids, by France’s Ministry of Agriculture, Agri-Food and Food Sovereignty to conduct a strategic program aimed at modernizing the ministry’s information system. The large-scale…
Agentic Payments: How AI Finds, Negotiates, and Pays
A first-principles guide to Agentic Payments, including its operating chain, economics, authoritative records, failure modes, and the evidence investors or operators should verify.
CBDCs May Be Changing How Companies Invest in Innovation
Central bank digital currencies are usually discussed as a payments story. The standard questions involve settlement speed, privacy, monetary policy, banking competition, and whether governments actually need a digital form of sovereign money. A new study published in the International…
Walapay Raises $4.6M Seed Round to Expand Cross-Border Payment Rails
Walapay has raised a $4.6 million seed round to expand the licenses, banking relationships, and local payment connections behind its fiat-and-stablecoin infrastructure.
Fintech May Lower Bank Risk Across Borders
Fintech (financial technology) companies are often seen as more modern and more innovative alternatives to traditional banks, insurance companies, and other financial institutions. But by creating new financial infrastructures, they also impact the overall structure of financial markets and banking…
Jonathan Schramm
Manifests Ireland Files 2 Million Annual Declarations on Descartes Platform
Descartes Systems Group announced on October 1, 2026, that customs brokerage Manifests Ireland has increased its annual customs declaration volumes from approximately 20,000 before Brexit in 2020 to 2 million. The Dublin-based company scaled its operations on the Descartes Thyme…
