INDX is a blockchain FinTech, based in London, England. Founded in 2017, the team at INDX have developed a service which provides investors access to Proof-of-Stake yields form Masternodes, Staking and DPoS.
Above all, the goal of INDX is to provide qualified, self-accredited and limited numbers of non-accredited investors access to a passive income stream. As a result, sheltering participants from the volatility associated with the blockchain industry
The original idea behind INDX is to capitalize on new opportunities made possible through masternodes. A masternode is the underpinning of the increasingly popular proof-of-stake (POS) protocols, and similar hybrids. While proof-of-work (POW) continues to go out of style due to its perceived inefficiencies, POS becomes more attractive.
Proof-of-work protocols require miners to put in work, for the chance at being rewarded with tokens. This comes in the form of solving complex equations. In contrast, proof-of-stake protocol require users to ‘stake’ tokens as collateral. For protocols that utilize masternodes, if thresholds requiring a certain amount of tokens to be staked are met, the user may qualify for hosting a masternode.
The duties of a masternode go beyond simply staking tokens however. For instance, a masternode is responsible for verifying transactions, governing the network, all while hosting a complete copy of that project’s blockchain. The host of a masternode is in return, compensated with a steady return of the protocol’s native token.
Various companies within the industry utilize masternodes, with more popping up all the time. As previously stated, this is seen with companies utilizing POS or similar hybrids. Here are a few examples of companies that work in this way.
The Appeals of Passive Income
Passive streams are typically low-key, no-fuss, investments, which provide steady income streams. They require less management than active investments, and work towards bringing in income 24/7. They achieve this primarily through strategic diversification. Diversification plays an important role in any portfolio. It allows for investing risks to be mitigated through exposure to a variety of channels, when properly applied.
Actively trading cryptocurrencies can be highly lucrative. This however comes increased risk through exposure to the industry’s proven volatility. To shelter one’s self from these risks, many turn to passive streams of income.
While there are various schools of thought as to which is better (active vs passive), most agree that a successful portfolio will make use of both plans of action to some extent.
Capitalizing on the Opportunity
Now that we know what a masternode is, and the benefits of passive income streams, how will INDX take advantage of these opportunities?
INDX has created a fund, which will strategically invest in a variety of masternodes. Since creating a single masternode requires a significant amount of capital, and technical proficiency – meaning they are often out of reach for single investors – this a tricky endeavour. To raise the capital needed to host various masternodes, INDX is hosting a security token offering beginning July 1st, 2019.
This token generation event will see the company create, sell, and issue security tokens to accredited investors. These security tokens will provide holders with a proportionate share of dividends garnered from proceeds of the masternode investment fund.
To maximize revenue generated through the fund, INDX makes use of an advanced algorithm that routinely re-balances, and invests, in the best performing masternodes in the market.
In this scenario, not only do the protocols, themselves, benefit through network participation, and the increased security brought through masternodes, but the investors will benefit greatly as well. More specifically, this plan allows for accredited investors to gain access to rewards which are not only passive and steady, but typically out of reach due to the cost of hosting a masternode.
The Finer Points
INDX will be making 83.33% of their security tokens available through their STO. These tokens are SRC-20 based assets, which will be sold at $0.30 each, with an intent to raise up to $15,000,000.
Of the funds generated, 90% will be funneled into the masternode portfolio, while the remaining 10% will go towards a liquidity pool.
Of the revenue generated through hosting masternodes, 50% will be reinvested into the fund, while the remaining 50% will be split proportionately among token holders. These dividends will be paid out on a regular quarterly schedule, and can be received as BTC, ETH, or USDC, with future support coming for FIAT.
In addition to receiving dividends, the INDX tokens, themselves, are expected to rise in value, as the net-asset-value of the fund grows in time.
Based off of their ongoing trial portfolio, INDX has indicated that investors can expect within the neighbourhood of 44% annual returns.
As this event will see the distribution of security tokens, it is important to note that INDX is doing so in compliance with industry regulations. Consequently, only qualified, self-accredited or a limited number of non-accredited investors are eligible to take part in the STO at this time, as the event is proceeding under Regulation D.
Token holders should note that there are a variety of ways that security tokens can be structured. Those distributed by INDX do not represent equity share in the company; They simply represent the rights to a proportionate share of 50% of the revenue generated through the masternode investment fund.
Iconic Lab – Due Diligence
While INDX has generated support through multiple early investors, they have made the due diligence report from one of their main backers available for perusing. This would be Iconic Lab – a decentralized venture capital group.
A due diligence report is essentially an audit performed by a potential investor on a company. This audit overlooks aspects of the company, including, not only finances, but the overall mission and ‘gameplan’ for getting there.
INDX has a core team comprised of 5 individuals, with the team at large totaling 18. Here is a brief look at those holding ‘C’ level positions within the company.
The immediate future for INDX revolves around the completion of their STO. However, the months that follow this event are as busy as ever. Here is how the whole of 2019 breaks down for INDX.
Q2 – Pre-sale
Q3 – Token Sale (July 1st) Portfolio Funds Deployed
Q4 – Dividend Distribution Listing & Exchange
In Association With
Very few, if any, companies have hosted an STO on their own without the help of various specialists. There are simply no companies that possess all of the licensures and software necessary to do so.
To facilitate their own STO, INDX has turned to various industry specialists. For example, here are a few of their partners, and the roles that they will play in the process.
Swarm – Issuance platform
Coinbase Custody – Harbouring of funds
Lloyds of London – Insurance provider
INDX breaks down an investors options into three steps.
- An investor will purchase INDX tokens to gain access to the passive income derived from masternode revenue.
- Investors continue holding INDX as its inherent value rises along with the funds NAV.
- Holders can sell/trade their INDX tokens, gaining access to immediate liquidity.
Step 3 stands out as one of the main draws towards the nascent digital securities sector, is the promise of increased liquidity. Only trading of these tokens on secondary exchanges will provide this liquidity.
INDX recognizes this, and has already announced various alliances with exchanges that will support their token in the coming months.
- Open Finance Network – Integration confirmed
- London Block Exchange – signed ‘strategic alliance’, to host INDX Token upon LBX exchange launch
- Archax – intended future support
- Airswap – intended future support
- SharesPost – intended future support
RealT Announces Partnership with Uniswap Exchange
The real estate market continues to lead the way in blockchain adoption. This week, the US-based fractional ownership real estate platform, RealT announced a strategic partnership with the crypto exchange Uniswap. The news represents a further expansion of blockchain technology in the United States’ real estate sector. Also, it provides unprecedented levels of liquidity in the market.
RealT is a fully compliant web-based platform that provides global investors with the ability to purchase fractional ownership of US properties. Token holders receive property ownership interests in the form of tokens called RealTokens. Currently, the firm offers properties in Detroit, Michigan with plans to expand nationally in the coming weeks.
RealTokens operate within the Ethereum blockchain as security tokens. These tokens include all compliance and regulatory commitments directly into its programming. ERC-20 compatible security tokens are by far the most widely used in the cryptospace. As such, these tokens have some benefits.
Importantly, as an ERC-20 compatible token, RealTokens enjoy an unprecedented level of interoperability. This added interoperability allows the tokens to enjoy some unique capabilities. These capabilities include the ability to utilize a wide variety of wallet options.
As a RealToken holder, investors gain a host of rights and benefits. These benefits include a share in the property’s rental profits. Additionally, investors gain the opportunity to vote on property decisions such as maintenance, leasing, and liquidation. In the event the property is sold, token holders receive a share in the sale proceeds equal to their percentage of ownership rights in the property.
Importantly, RealTokens allow for trading on the Uniswap exchange. Basically, this popular exchange provides for a seamless trade of any digital asset on the Ethereum blockchain. Importantly, Uniswap retains all of the token’s compliance protocols throughout the life cycle of the token. This ensures that each RealToken follows the current SEC guidelines.
According to company documentation, RealT and Uniswap became the first firms to offer a digital asset representing traditional securities launched on an open finance exchange with this maneuver. This event occurred on Monday, November 4, 2019, when RealT’s flagship property, 9943 Marlowe Street in Detroit, Michigan officially went live on the exchange. Now, investors can instantly buy or sell Marlowe RealTokens using ETH.
Speaking on the decision, the Founders of RealT, the Jacobson Brothers, Remy, and Jean-Marc discussed the importance of the milestone. They noted how the tokenization created a seamless interface and unmatched efficiency in the sector.
Real Estate Goes Blockchain
This latest news is just another example of how blockchain technology revolutionizes the real estate sector. Now, investors can gain fractional ownership of real estate as easy as exchanging Ethereum. Every day more firms turn to tokenization as a valuable strategy to improve liquidity in the market.
RealT and the Future
You can expect to see these types of frictionless transactions continue to expand across the real estate market as blockchain technology continues to proliferate globally. RealT appears to have a game-winning strategy in place for the digitization of the economy.
Tokenized Real Estate on Ignis Blockchain
This week, Max Property Group B.V. made crypto history after the issuance of the first security tokens on the Ignis blockchain. As part of the arrangement, Max Property Group tokenized a part of its real estate holdings onto the Ignis platform as a controlled asset. The news showcases the further expansion of tokenized real estate in the EU market and increased development on Ardor’s commercial blockchain ecosystem.
This tokenized real estate became MPGS security tokens, also known as Asset I.D. 7646766282089936451. MPGS token holders gain rights such as profit-sharing in the property’s rental income. In fact, token holders gain most of the rights afforded to company shareholders with the exception of voting rights. Additionally, each share in the property falls under the monitoring and control of STAK, a Dutch Foundation.
Ignis is the public blockchain of the Ardor platform. This 4th generation blockchain features a robust design created specifically for Dapp development. Some of the most advanced features provided by Ignis include messaging, voting, and asset exchange protocols. Additionally, the blockchain can function as a data cloud.
Importantly, Ignis utilizes a Proof-of-Stake (PoS) consensus mechanism. PoS consensus is far more efficient than Proof-of-Work systems because they don’t require nodes to compete over computationally heavy algorithms. While PoS systems aren’t perfect, many see this form of consensus as the natural evolution of cryptos. Notably, Ethereum plans to shift to a PoS consensus mechanism in the coming months.
Ardor developed Ignis with the goal to create a developer-friendly blockchain platform that could easily be built atop of. The platform is packed with tools to build blockchain applications that are cost-effective, secure, and scalable. Notably, Ardor is a BaaS platform developed by Jelurida.
Max Property Group,
For its part, the Max Property Group provided the real estate. This firm specializes in crowdfunding and the fractional ownership of real estate. Currently, the Dutch company possesses millions of Euros in assets under management in the Netherlands, the United Kingdom, and Germany.
Notably, the Max Property Group entered the market in 2016. The firm specializes in property sales, management, and rental activities. On top of these offerings, the company operates a popular property investment and blockchain academy.
Max Crowdfund is a subsidiary of the Max Property Group. This company is the crowdfunding wing of the Max Property Group. Importantly, the platform is compliant with EU securities standards. Max Crowdfund brings together developers, investors, and regulators.
Speaking on the tokenization decision, Max Property Group’s Managing Director, Mark Lloyd took a moment to discuss the changing real estate landscape. He noted the care his firm takes to stay up-to-date with the latest technological advancements. He also discussed the overall trend to digitize the sector.
Max Crowdfund and Ignis
Max Property is at the forefront of EU real estate tokenization. The firm continues to demonstrate its pioneering strategies in the space. This latest strategic partnership gives the company access to a host of valuable EU real estate to tokenize. It also showcases Ignis’s true capabilities. You can expect to hear more about Max Property, Ardor, and its Ignis blockchain in the coming weeks.
Using Blockchain to Save the World – TreeCoin
In another example of how blockchain technology has endless potential to better the world, TreeCoin announced plans to host a Hybrid Token Offering (HTO) in the coming weeks. The company seeks to simultaneously reduce the effects of global deforestation, whilst providing countries with an economically sustainable option via its reforestation and timber cultivation program. The news showcases how blockchain-based crowdfunding can help ethically-based programs take flight.
TreeCoin developers want to provide a sustainable and scalable timber production model to countries ravaged by deforestation. The firm hopes to create a model that is duplicable by other environmental protection groups globally. In this manner, TreeCoin hopes to be the spark that ignites environmental change.
According to TreeCoin executives, the firm will start the program in Paraguay. Paraguay suffers from major ecological imbalances due to the loss of 90% of its eastern forests. TreeCoin plans to purchase 12,000 hectares of deforested land as the first step in its strategy. Here, TreeCoin plans to plant 10 million Eucalyptus trees.
10 Million Eucalyptus Trees
In order to accomplish this monumental task, the company partnered with a local reforestation team. Additionally, TreeCoin opened a training facility in which local Paraguayans learn the skills necessary to care for eucalyptus trees from a seedling. This center is run by the reforestation specialists, Andreas Jelinek of Grupo Empresarial La Rivera S.A. Paraguay.
Under the lead of Jelinek, TreeCoin already reforested 3,000 hectares of land into development. Notably, the program resulted in some 2.5 million harvested trees under their management. The best part of this strategy is that it’s truly sustainable. Basically, newly planted trees replenish the supply at a rate far greater than the deforestation rate.
TreeCoin developers seek to expand their operations globally. In order to do so, the firm announced an upcoming hybrid token offering (HTO). HTOs are more common than ever for a couple of key reasons. For one, it allows firms to offer security tokens to investors, alongside utility, or other types of tokens, to support the platform’s ecosystem.
TreeCoin investors receive TREE security tokens. These tokens grant the holder rights to receive a share of profits generated from timber harvests. Every TREE token sold to investors represents one physical eucalyptus tree that is planted by TreeCoin in Paraguay.
Additionally, investors receive TXC currency tokens. These tokens are meant to serve as a form of currency for local vendors. Importantly, each TREE security token generates 100 TXC tokens. These TXC tokens get assigned to the token buyer at the time of purchase.
Support Local Communities
TreeCoin developers envision a day when TXC tokens see use as a means to support local retailers, communities, and social projects across the country. In this manner, the firm creates a sustainable timber industry standard that is able to generate long-term income and economic stability.
Currently, TreeCoin developers work off of a 23-year cycle. The HTO will enable the firm to reinvest in land and purchase new trees to a total value of $546 million. Company officials predict this initial investment will produce a profit of USD 1.1 billion.
TreeCoin’s CEO Jörg Schäfer spoke on the goals of the project recently. He described the unquenchable thirst the world has for lumber, and the forecasted increase use over the coming decades. He explained that this trend is unsustainable and changes are necessary to prevent mass deforestation.
Schäfer then took a moment to discuss the steep price countries pay for deforestation. Paraguay, in particular, is an excellent example of the risks deforestation causes. The country lost 90% of its eastern forests due to years of timber harvesting without oversight or regard for the ecosystem. Now the Paraguayan ecosystem faces real concerns due to the imbalance.
Paraguay is by no means alone in its deforestation troubles. All over the globe countries’ ecosystems are at risk of permanent damage due to reckless deforestation. TreeCoin’s ambitious strategy could provide some relief to those areas experiencing the most damage.
According to the United Nations Food and Agriculture Organization (FAO), around 18 million acres of forest are lost yearly. To put this into perspective, this is like if a forest the size of Panama disappeared off the face of the earth every year. To break it down even further, this is the equivalent of losing 27 soccer fields of forest every minute.
The hardest-hit areas are the rainforests. The FAO reports that half of the world’s tropical forests have been cleared already. The environmental publication National Geographic collaborated these findings when it revealed some startling predictions for our future. At the current rate of deforestation, the rainforests could cease to exist in the next 100 years.
Sadly, this trend is set to continue according to all research to date. A 2016 study conducted by the University of Maryland, found that global tree cover loss reached a record high of 73.4 million acres.
Every Year More Country’s Suffer
Indonesia leads the pack in countries facing this horrific situation. One report found that Indonesia already lost 39 million acres of forest land to date. Brazil, Thailand, Parts of Africa, and Haiti all also face similarly drastic situations.
Deforestation is Not a New Crisis
Perhaps the saddest fact regarding deforestation is the truth that it isn’t by any means a new problem. A simple glimpse throughout history reveals a pattern of deforestation on the planet. For example, 90% of the United States’ indigenous forests disappeared since the 1600s.
Still Some Hope
TreeCoin provides hope that together, a sustainable timber industry can exist and meet the demands of the world’s growing population. This change is necessary to protect the future of the ecosystem. As it remains now, Canada, Alaska, Russia, and the Northwestern Amazon have the lushest forests today. TreeCoin wants to expand this list to include some of its previous tenants such as Paraguay.
You have to give it the ingenious team behind the TreeCoin project. It’s amazing to see developers unlock the true potential of blockchain technology in this way. Hopefully, TreeCoin sees the most success possible, as it would mean the world’s forest now have a powerful ally in their fight for survival.