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Investing In Alchemy Pay (ACH) – Everything You Need to Know

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Alchemy Pay (ACH) provides clients with a hybrid crypto-fiat payment gateway. The network combines a smart contract programmable cryptocurrency, online and offline payment terminals, and advanced DeFi (decentralized finance) features to help drive blockchain adoption in the merchant sector. As such, it continues to see rising adoption. Notably, Alchemy Pay (ACH) is available in +70 countries and can convert crypto into +300 fiat channels at the point of sale.

What Problems Does Alchemy Pay (ACH) Solve?

Alchemy Pay provides relief for a variety of concerns. For one, the protocol helps to alleviate merchant confusion. The protocol was built from the ground up to simplify the acceptance of digital assets. This all-in-one system operates as an integrated fiat and cryptocurrency gateway solutions provider. Merchants can utilize these assets without any learning curve as the products are meant to operate just like traditional fiat assets.

Alchemy Pay (ACH) - Twitter

Alchemy Pay (ACH) – Twitter

Hi Fees

Another issue that Alchemy Pay (ACH) helps to prevent is high fees. The network's technical structure enables it to provide very low processing fees compared to centralized competitors. These low-cost transaction fees extend across both the crypto and fiat sectors.

Institutional Investment

Participation levels are up but not where they should be in terms of institutional financing entering the blockchain sector. Alchemy Pay enables traditional investment firms to offer crypto investment services to their clients. They can operate as brokerage firms using the Alchemy Pay system to seamlessly exchange assets between fiat and cryptocurrencies.

Crypto Volatility

One of the main reasons why merchants have been hesitant to accept cryptocurrencies is volatility. The crypto market can experience dramatic swings in volume and value. In the past, there have been incidents where merchants took losses on products they sold for cryptocurrencies due to transactions delays and volatility.

Alchemy Pay users avoid these concerns. The system is set up to convert your crypto directly into fiat currency at the POS (point of sale). The entire process takes seconds and the vendor receives fiat currency. This approach eliminates volatility and enables vendors to accept an excellent selection of cryptocurrencies.

Benefits of Alchemy Pay (ACH)

There are so many benefits that make Alchemy Pay a smart move for businesses seeking crypto alternatives. For one, it's very flexible. The network's multi-layered approach helps to bridge the gap between the crypto and fiat markets. The protocol was built to support merchant networks, developers, and financial institutions.

Alchemy Pay (ACH) - Homepage

Alchemy Pay (ACH) – Homepage

Fiat Payment Processor

Another major benefit of Alchemy Pay is the fact that it supports fiat currencies as well. The network can accept fiat payments via e-wallets and credit cards which is another plus. In the future, the network will support NFC technology and other payment options. Notably, the protocol automatically conducts near-instant conversions to the merchant's local fiat currency. This responsiveness is necessary to avoid any variation between the payment and the total received.


Alchemy Pay users can send money internationally with minimal fees. The network provides frictionless, peer-to-peer, international transactions. The network is far more cost-efficient than sending fiat currency which can cost the sender up to 7% on each transaction.  The crypto remittance sector is hot right now. There are entire regions of the world that depend on remittance payments. These countries could see their GDP rise simply by integrating Alchemy Pay into their international money transfers.

How Does Alchemy Pay (ACH) Work

Alchemy Pay combines decentralized applications, hardware, and a large community of supporters and merchants. The network is hosted on Ethereum which provides it with top-notch security. Additionally, the community invites developers, crypto-exchanges, e-commerce platforms, payment companies, offline retail merchants, and more to join and expand the user experience and ecosystem.

Alchemy Pay (ACH) - Offline POS

Alchemy Pay (ACH) – Offline POS


As part of Alchemy Pay's strategy, the network provides multiple POS terminals. Merchants can access the Alchemy Pay Dapp to utilize any smart device and save on startup costs. The Dapp features an intuitive interface that puts all the features at our fingertips. Additionally, there is an offline terminal that enables you to take crypto payments when your internet goes down. This piece of hardware is exclusive to the network. Together, these terminals enable businesses to accept digital assets in a low cost and secure manner.

ACH - CoinGecko

ACH – CoinGecko


Alchemy Pay users need to hold ACH tokens to interact with the system. These flexible tokens can be staked, traded, used for currency, pledged, rewarded, and used to pay fees. Notably, ACH is an ERC-20 compatible token that lives on the Ethereum blockchain. There are 10,000,000,000 ACH tokens slated for release throughout the life of the project.


Users can stake their ACH tokens to secure rewards. Staking is a great feature for users to take advantage of because it’s low risk and delivers consistent rewards. Best of all, your rewards are paid out in ACH tokens which you can then re-add to your stake to improve the next round's rewards.

History of Alchemy Pay (ACH)

Alchemy Pay is the brainchild of Alchemy Global Payment Solutions. The firm is headed by John Tan as CEO. Alchemy Pay has managed to secure some serious partnerships since its launch. For example, the network partnered with NIUM. NIUM is a massive global payments network that encompasses +190 countries. The partnership extends Alchemy pay into a variety of new territories.

How to Buy Alchemy Pay (ACH)

Alchemy Pay (ACH) is currently available on the following exchanges:

Uphold – This is one of the top exchanges for United States & UK residents that offers a wide range of cryptocurrencies. Germany & Netherlands are prohibited.

Paybis is a truly global company offering services to residents from 180+ countries, including Canada, Europe, UK, & USA.

Kraken – Founded in 2011, Kraken is one of the most trusted names in the industry with over 9,000,000 users, and over $207 billion in quarterly trading volume.

The exchange offers trading access to over 190 countries including Australia, Canada, Europe, and is a recommend exchange for USA residents. (Excluding New York & Washington state).

Uphold Disclaimer: Terms Apply. Cryptoassets are highly volatile. Your capital is at risk. Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment, and you should not expect to be protected if something goes wrong..

Alchemy Pay (ACH) – Making Crypto Payments a Breeze

Alchemy pay is well-positioned to accommodate the growing number of merchants seeking to accept crypto payments. The network's unique strategy, coupled with its hi-tech terminals that can handle offline transactions makes it ideal for any vendor looking to enter the blockchain sector. You can expect this network to continue to drive adoption via its helpful products and services as more merchants join the crypto revolution.

David Hamilton is a full-time journalist and a long-time bitcoinist. He specializes in writing articles on the blockchain. His articles have been published in multiple bitcoin publications including