投资 Stripe 股票｜如何购买首次公开发行前的股票 (2025)

Stripe is one of the most popular online payment processors in the world. Since its launch in 2010, the platform has remained a pioneering force in the e-commerce sector. Today, Stripe is a prominent innovator in the digital economy, enabling clients to integrate advanced payment solutions such as crypto payments securely from their software solutions. The company’s unique features and first-mover status have made it one of the most highly anticipated IPOs ever. Here’s everything you need regarding how to buy pre-IPO shares in Stripe.

What is Stripe?

Stripe provides secure online payment processing and commerce solutions to a wide array of clientele. It was founded by two brothers, John and Patrick Collison, who sought to provide software as a service (SaaS) payment solutions internationally. Only a few years after its launch, the company introduced its payment processing solutions to the market.

These features enabled businesses to accept payments online, in person, and using alternative payment methods. This flexibility helped the company expand operations quickly, opening headquarters in San Francisco, CA, and Dublin, Ireland. Today, the company also has offices in the UK and Tokyo, offering a wide range of financial services and payment solutions.

Notably, Stripe services were designed to be easy to integrate into legacy systems via a secure API and other options. Users can leverage unique support services like Atlas that enable firms to access lending capital. There are also proprietary tools for connecting to traditional financial systems, developing applications, and verifying customer identities.

历史筹资回合

Summary of Stripe Funding:

• Total Funding:  Stripe has raised $9.81B across 24 funding rounds.
• Largest Round: Stripe’s largest funding round was a Series I round held on March 15, 2023, that secured $6.87B.
• Investors: A total of 116 investors backed Stripe
• Latest Round: Stripe’s latest funding round was a Series I round held on April 08, 2024, that secured $694M.

筹资回合细分：

• 2 seed rounds
• 2 early-stage rounds
• 19 late-stage rounds
• 1 debt

主要投资者：

Stripe has support from some of the most successful names in the market, including Elon Musk, Peter Thiel, Liam Casey, Sequoia Capital, Andreessen Horowitz, and Elad Gil.

Funding Data sourced from Tracxn

Why Invest in Pre-IPO Shares of Stripe?

There’s a plethora of reasons why someone would want to invest in Stripe. For one, it’s one of the most profitable and well-known payment processors globally. The company has been a leader in driving the e-commerce movement and is considered by many as an instrumental component of the digital economy. Currently, Stripe has clientele in more than 120 countries, including some of the biggest names in tech like Slack, Google (GOOGL -0.1%), Amazon (AMZN +9.58%), and Shopify (商店 +0.14%).

Interstingly, Stripe saw an increase in demand for its services during the COVID-19 pandemic, as much of the world had placed lockdowns on their communities, which left online commerce booming. Stripe was perfectly positioned to capture this momentum. From there, the company introduced a host of features that helped to create an all-inclusive payment infrastructure.

Stripe Partnerships

Stripe secured partnerships with some exclusive clientele during its operations including tech giants Apple(苹果 -0.38%), Google, Alipay, Tencent, Facebook (META -2.65%), and Twitter. In 2015, the company was one of the first to work with VISA (V -1.24%) to drive online payments. It’s also got a lot of government support. Specifically, the Ireland Strategic Investment Fund invested $50M into the company, strengthening investor confidence in the project.

Stripe also announced a strategic partnership with Adyen and Capital One Bank this year. According to company documents, the group will work together to implement new anti-fraud measures designed to prevent losses and protect consumers.

How to Buy Stripe Pre-IPO Shares

Stripe is one of the most valuable tech companies in the world. As such, investors are eager at any chance to swoop up company shares. However, Stripe remains privately held, meaning that you will need to utilize a specialized approach to get access to shares. Here is what you need to consider.

1.首次公开募股前的二级市场

投资者有时会通过以下方式接触私营公司 二级市场它将 经认可的投资者 早期股东，如员工、风险投资公司或内部人士，希望在公司首次公开募股前出售股份。

首次公开募股前投资提供了在公司高速成长阶段进行投资的机会，其估值往往低于公开市场。然而，这些机会也伴随着重要的考虑因素：

• 资格:二级市场通常要求您是经认可的投资者，这意味着您必须达到一定的收入或净资产门槛。

• 流动性风险:在公司上市或被收购之前，私人股票通常流动性较差，这意味着您可能需要持有几年，甚至可能无限期持有。

如果您符合要求并能承受风险，一些平台会提供上市前的机会：

• 锻造全球:最大的私人股票市场之一，提供 SpaceX、Stripe 和 Databricks 等处于后期阶段的创业公司的股票。最低起价通常在 $100,000 左右。

• EquityZen:这是一个广受欢迎的平台，允许经认可的投资者以低至 $5,000 的最低价购买私营公司的股份。过去推出的产品包括 Discord 和 UiPath 等公司。

• 霖生证券:提供全方位服务的经纪人，帮助寻找和洽谈私人股票销售，包括 OpenAI、Stripe 和 Palantir 等公司的机会。

• Hiive:一个较新的平台，为数百家私营公司提供实时买卖报价。透明度高，收费低，最低起价约为 $25,000。

• 微型企业:通过特殊目的载体 (SPV) 为处于后期阶段的公司提供集合投资机会，包括过去对 SpaceX 和 Instacart 的投资。

• EquityBee:允许投资者为初创企业的员工股票期权行使提供资金，通常以折扣估值，最低金额约为 $10,000 美元。

• 增强:一个数字优先的市场，显示首次公开发行前股票的实时价格，以精通技术的投资者为目标，提供较低的交易费用。

• StartEngine Private: 该平台于 2023 年底推出，为经认可的投资者提供 D 条例规定的后期风险投资公司的投资机会。在头九个月中，它创造了 $1650 万美元的收入，平均投资额约为 $32000 美元。

重要:在投资私营公司股票之前，一定要进行彻底的尽职调查，并咨询财务顾问。

2.私募股权公司

私募股权公司在投资过程中获得首次公开募股前的股份。然后，他们将这些股份出售给高净值的认可投资者，并收取佣金。值得注意的是，众所周知，私募股权公司有额外的规定，包括在某些情况下数年内不得出售股份。

3.员工股权销售

Many consider employee equity sales the best way to acquire pre-IPO shares in Stripe. This method of acquiring shares requires you to connect with former employees. It’s common for companies to issue shares as part of an incentive package, leading to more pre-IPO share opportunities for investors.

Private Transactions: You will need to jump through some hoops to complete a private pre-IPO transaction, including creating specific legal agreements, conducting valuations, and setting in place any limitations on the transfer of the asset.

经纪人：经纪人将为您消除首次公开募股前过程中的许多困惑。这些专业人士可以指导您完成每个步骤，确保完全合规，并避免未经培训的专业人士常犯的错误。

在进入首次公开发行前股票投资领域之前，您应该考虑几种风险。以下是最值得关注的问题：

流动性风险

如果您正在寻找一种可以立即出售的资产，那么首次公开发行前的股票并不是最佳选择。这些投资可能包含销售和转让条款，在达到某些标准（如首次公开募股完成）之前不得转让资产。首次公开募股前股票甚至要求您等待数年后才能获得出售资产的能力，这种情况很常见。

监管风险

The blockchain market has seen considerable scrutiny from regulators and lawmakers. While the technology is far better understood than in its early days, many lawmakers still see it as a threat to the traditional financial system. As such, you need to always consider how new regulations could affect the value of your pre-IPO shares.

市场风险

Purchasing pre-IPO shares in Stripe means that you stand behind the project and its team.  The company has secured a reputation for excellence and has previously expressed a desire to go public. However, no concrete data has been provided yet. As such, it’s vital to understand that the market is an active space that experiences strong fluctuations that could result in a different share value between now and any future IPO launch.

Valuation of Stripe and Future IPO

Stripe vocalized its plans to go public after filing with the SEC in 2021. However, there hasn’t been much news since and no exact date has been announced for what many see as potentially the largest IPO in history. Since its launch, Stripe’s value has skyrocketed from  $1.75B in 2014 to $50B in 2023. Impressively, the trend is set to continue as Stripe’s valuation was $70B as of July 15, 2024.

Some analysts believe that due to Stripe’s massive funding rounds, it may forgo a public IPO. If this is the scenario, the firm would offer shares to employees as part of the new strategy. Demand for these shares is through the roof as many see stripe as a vital component of the Web3 economy, connecting decentralized assets, traditional banks, and new users securely.

If Stripe announces an IPO date, it will be one of the largest offerings ever. The company has support from the biggest and brightest names in tech and finance. Additionally, it is positioned across multiple fast-growing sectors. From the looks of it, Stripe will continue to expand its network and influence as the world shifts towards the digital economy and more businesses learn about the firm’s offerings.

结论

If you are one of the investors lucky enough to get your hands on Stripe pre-IPO shares, it’s wise to hold them as there could be significant growth potential. Stripe is established and positioned well in the digital economy. It has the financial and legal support needed to grow, and its innovative approaches are at the forefront of payment processing tech. These factors make it a smart idea to secure some pre-IPO shares of Stripe.

Investing in pre-IPO shares requires you to conduct research. You should personally evaluate the company’s financial history and offerings. Additionally, it’s recommended that you consult with a financial professional to ensure that you remain within your risk tolerance and goals. For those who meet this criteria, Strip Pre-IPO shares could open the door for future ROIs.