Best Student Credit Cards

Updated
3 weeks agoon
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Student credit cards are designed to cater to the needs of college and university students who have limited or no credit history. Due to this most of these cards do have lower limits, fortunately most charge small annual fees or no annual fees. Students who have a difficult time with getting approved may also want to take a look at Secured Credit Cards.
Our pick for
Cash Back Rewards

Petal® 1 “No Annual Fee” Visa® Credit Card
Petal® 1 “No Annual Fee” Visa® Credit Card
Petal® 1 “No Annual Fee” Visa® Credit Card is a great option for students. The card offers a rewarding 2% – 10% cash back at select merchants. They offer a reasonable credit limit, anywhere from $300 – $5,000, and best of all this credit card has no annual fee.
Pros
- No annual fee.
- $300 to $5000 credit limit.
- 2%-10% cash back at select merchants
Cons
- A checking account is required, this may be of concern to the unbanked.
- $0 Annual Fee
- Variable APRs range from 20.74% – 30.24%
- $300 – $5,000 credit limits
- Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
- No credit score? No problem. If eligible, we’ll create your Cash Score instead.
- 2% – 10% cash back at select merchants
- See if you’re pre-approved within minutes without impacting your credit score.
- No annual or foreign transaction fees.
- Build credit alongside hundreds of thousands of Petal card members.
- Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments.
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, Member FDIC
Our pick for
No Annual or Other Fees

Petal® 2 “Cash Back, No Fees” Visa® Credit Card
Petal® 2 “Cash Back, No Fees” Visa® Credit Card
Petal® 2 “Cash Back, No Fees” Visa® Credit Card is a student credit card that offers a lot of benefits including no fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee. Also receive 1% cash back on eligible purchases right away.
Pros
- No annual fee.
- No Late fees or other fees.
- $300-$10,000 credit limits
- No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
- 1% cash back on eligible purchases right away
Cons
- A checking account is required, this may be of concern to the unbanked.
- No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
- Variable APRs range from 13.74% – 27.74%
- Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
- 1% cash back on eligible purchases right away
- 2% – 10% cash back at select merchants
- $300 – $10,000 credit limits
- No credit score? No problem. If eligible, we’ll create your Cash Score instead.
- See if you’re pre-approved within minutes without impacting your credit score.
- Build credit alongside hundreds of thousands of Petal card members.
- Petal reports to all 3 major credit bureaus.
- No deposits required
- Card issued by WebBank, Member FDIC