Connect with us

Credit Cards

Best Bad Credit Credit Cards

mm

Updated

 on

Securities.io is committed to rigorous editorial standards. We may receive compensation when you click on links to products we review. Please view our affiliate disclosure.

We feature the top 5 credit cards for bad credit or poor credit. These credit cards offer automatic reporting to all three national credit bureaus. This reporting assists consumers with limited, bad, or poor credit history to build credit.

These credit cards can be used for regular purchases such as groceries, hotel stays, flight bookings, etc.

#1 – Applied Bank® Unsecured Classic Visa® Card

  • Quick & Easy Approval in Less Than 60 Seconds!
  • Reports to All Three Major Credit Bureaus
  • No Penalty Rate. Your Rate Won’t Go Up Even If You are Late
  • Access Additional Credit With On-Time Payments and Responsible usage
  • A True Unsecured EMV enabled (chip) Visa Credit card
  • Does not require perfect credit for approval
  • Fixed APR and Manageable Monthly Payments
  • 24/7 Online Account Access and Payment Options
  • E-mail Payment reminders help you keep your account in good standing

Program Specs

Regular APR29.99%
Late Payment FeeUp to $38
Return Check FeeUp to $38
Card BrandVisa®
Credit RecommendedPoor/Damaged Credit
Annual FeeSee website for Details*

#2 – Reflex Mastercard®

  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
Regular APR24.99% – 29.99% (Variable)
Late Payment FeeUp to $40.00
Return Check FeeUp to $40.00
Annual FeeSee Terms
Credit RecommendedFair/Poor/Bad/Limited
Intro RateN/A
Intro PeriodN/A
Balance TransferN/A

 

#3 – Milestone® Mastercard® – Unsecured For Less Than Perfect Credit

  • Easy pre-qualification process which does not affect your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Protection from fraud, if your card happens to be lost or stolen
  • Account history is reported to the three major credit bureaus in the U.S.

Program Specs

Regular APR24.9%
Annual Fee$35 – $99*
Credit RecommendedPoor/Bad
Intro RateN/A
Intro PeriodN/A
Balance TransferN/A
Intro (Purchases)N/A
Intro (Balance Transfers)N/A

#4 – Indigo® Unsecured Mastercard®

  • Pre-qualify today without an impact on your credit score
  • Keeping your account in good standing may help establish and/or improve your credit
  • Access your account online or from your mobile device 24/7
  • Protection from fraud if your card is stolen
  • Account history is reported to the three major credit bureaus in the U.S.
Regular APR24.9%
Annual Fee$0 – $99
Credit RecommendedFair/Good
Intro RateN/A
Intro PeriodN/A
Balance TransferN/A
Intro (Purchases)N/A
Intro (Balance Transfers)N/A

#5 – Net First Platinum

  • Instant Approval / $750 Credit Line!
  • No Employment or Credit Check
  • Reports to Major Bureau
  • Bad Credit, No Credit – OK
  • Always 0.0% APR
  • Fast Online Applications
Credit Line$750 Limit
Regular APR0% APR
Monthly FeeSee website for Details*
Credit RecommendedDamaged credit to Fair credit

 

Daniel is a big proponent of how blockchain will eventually disrupt big finance. He breathes technology and lives to try new gadgets.

Advertiser Disclosure: Securities.io is committed to rigorous editorial standards to provide our readers with accurate reviews and ratings. We may receive compensation when you click on links to products we reviewed.

ESMA: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Investment advice disclaimer: The information contained on this website is provided for educational purposes, and does not constitute investment advice.

Trading Risk Disclaimer: There is a very high degree of risk involved in trading securities. Trading in any type of financial product including forex, CFDs, stocks, and cryptocurrencies.

This risk is higher with Cryptocurrencies due to markets being decentralized and non-regulated. You should be aware that you may lose a significant portion of your portfolio.

Securities.io is not a registered broker, analyst, or investment advisor.